Chesterfield County, South Carolina has a 2026 one-unit conforming loan limit of $832,750, which is 7.2 times the county's median home value of $116,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $49,235 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $116,200 |
| South Carolina median home value | $259,000 |
| Limit ÷ median home value | 7.17× |
| Median household income | $49,235 |
| Median home value ÷ income | 2.4× |
| Population | 43,784 |
| Median property tax paid (owners) | $487 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 72.8% |
| Home value rank in South Carolina | 35 of 46 counties |
| Neighbor: Anson County, NC | limit $832,750; median home $148,600 |
| Neighbor: Richmond County, NC | limit $832,750; median home $127,800 |
| Neighbor: Union County, NC | limit $832,750; median home $417,300 |
| Neighbor: Darlington County, SC | limit $832,750; median home $158,200 |
| Neighbor: Kershaw County, SC | limit $832,750; median home $217,100 |
| Neighbor: Lancaster County, SC | limit $832,750; median home $329,900 |
| Neighbor: Marlboro County, SC | limit $832,750; median home $82,000 |
Across South Carolina's 46 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Chesterfield County's median home value is 55% below the state median of $259,000 (rank 35 of 46). Among its 7 neighboring counties, Union County has the highest median home value ($417,300) and Marlboro County the lowest ($82,000); all share the same loan limit. Owners pay a median $487 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Chester County, PA
- 2026 conforming loan limit: Chester County, SC
- 2026 conforming loan limit: Chester County, TN
- 2026 conforming loan limit: Chesterfield County, VA
- 2026 conforming loan limit: Cheyenne County, CO
- 2026 conforming loan limit: Cheyenne County, KS
- 2026 conforming loan limit: Cheyenne County, NE
- 2026 conforming loan limit: Chickasaw County, IA
Last updated 2026-10-16. Data only, not financial or tax advice.