Cheyenne County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 4.4 times the county's median home value of $187,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,865 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $187,500 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 4.44× |
| Median household income | $70,865 |
| Median home value ÷ income | 2.6× |
| Population | 1,741 |
| Median property tax paid (owners) | $887 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 72.6% |
| Home value rank in Colorado | 56 of 64 counties |
| Neighbor: Kiowa County, CO | limit $832,750; median home $161,500 |
| Neighbor: Kit Carson County, CO | limit $832,750; median home $239,500 |
| Neighbor: Lincoln County, CO | limit $832,750; median home $246,500 |
| Neighbor: Greeley County, KS | limit $832,750; median home $115,200 |
| Neighbor: Wallace County, KS | limit $832,750; median home $105,000 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Cheyenne County's median home value is 65% below the state median of $539,400 (rank 56 of 64). Among its 5 neighboring counties, Lincoln County has the highest median home value ($246,500) and Wallace County the lowest ($105,000); all share the same loan limit. Owners pay a median $887 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Chester County, TN
- 2026 conforming loan limit: Chesterfield County, SC
- 2026 conforming loan limit: Chesterfield County, VA
- 2026 conforming loan limit: Cheyenne County, KS
- 2026 conforming loan limit: Cheyenne County, NE
- 2026 conforming loan limit: Chickasaw County, IA
- 2026 conforming loan limit: Chickasaw County, MS
- 2026 conforming loan limit: Chicot County, AR
Last updated 2026-10-16. Data only, not financial or tax advice.