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2026 conforming loan limit: Carroll County, NH

Quick answer

Carroll County, New Hampshire has a 2026 one-unit conforming loan limit of $832,750, which is 2.1 times the county's median home value of $388,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $86,463 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$388,900
New Hampshire median home value$402,500
Limit ÷ median home value2.14×
Median household income$86,463
Median home value ÷ income4.5×
Population51,804
Median property tax paid (owners)$3,848
Effective property tax rate (approx.)0.99%
Owner-occupied homes83.4%
Home value rank in New Hampshire3 of 10 counties
Neighbor: Oxford County, MElimit $832,750; median home $217,300
Neighbor: York County, MElimit $832,750; median home $395,700
Neighbor: Belknap County, NHlimit $832,750; median home $374,900
Neighbor: Coos County, NHlimit $832,750; median home $188,900
Neighbor: Grafton County, NHlimit $832,750; median home $344,500
Neighbor: Strafford County, NHlimit $962,550; median home $362,800

Across New Hampshire's 10 counties, FHFA's 2026 one-unit limits range from $832,750 to $962,550, with 2 high-cost counties. Carroll County's median home value is 3% below the state median of $402,500 (rank 3 of 10). Among its 6 neighboring counties, York County has the highest median home value ($395,700) and Coos County the lowest ($188,900); 1 neighbor(s) have a different loan limit. Owners pay a median $3,848 a year in property tax, an effective rate of about 0.99% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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