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2026 conforming loan limit: Carson County, TX

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Carson County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.8 times the county's median home value of $143,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $85,231 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$143,000
Texas median home value$283,800
Limit ÷ median home value5.82×
Median household income$85,231
Median home value ÷ income1.7×
Population5,801
Median property tax paid (owners)$1,705
Effective property tax rate (approx.)1.19%
Owner-occupied homes79.2%
Home value rank in Texas165 of 250 counties
Neighbor: Armstrong County, TXlimit $832,750; median home $171,500
Neighbor: Donley County, TXlimit $832,750; median home $96,400
Neighbor: Gray County, TXlimit $832,750; median home $102,900
Neighbor: Hutchinson County, TXlimit $832,750; median home $119,100
Neighbor: Moore County, TXlimit $832,750; median home $152,600
Neighbor: Potter County, TXlimit $832,750; median home $147,300
Neighbor: Randall County, TXlimit $832,750; median home $238,800
Neighbor: Roberts County, TXlimit $832,750; median home $161,500

Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carson County's median home value is 50% below the state median of $283,800 (rank 165 of 250). Among its 8 neighboring counties, Randall County has the highest median home value ($238,800) and Donley County the lowest ($96,400); all share the same loan limit. Owners pay a median $1,705 a year in property tax, an effective rate of about 1.19% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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