Carter County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $50,000 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,400 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.22× |
| Median household income | $50,000 |
| Median home value ÷ income | 3.2× |
| Population | 5,297 |
| Median property tax paid (owners) | $677 |
| Effective property tax rate (approx.) | 0.42% |
| Owner-occupied homes | 60.7% |
| Home value rank in Missouri | 70 of 115 counties |
| Neighbor: Butler County, MO | limit $832,750; median home $145,100 |
| Neighbor: Oregon County, MO | limit $832,750; median home $113,300 |
| Neighbor: Reynolds County, MO | limit $832,750; median home $151,700 |
| Neighbor: Ripley County, MO | limit $832,750; median home $119,600 |
| Neighbor: Shannon County, MO | limit $832,750; median home $157,500 |
| Neighbor: Wayne County, MO | limit $832,750; median home $107,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carter County's median home value is 31% below the state median of $230,300 (rank 70 of 115). Among its 6 neighboring counties, Shannon County has the highest median home value ($157,500) and Wayne County the lowest ($107,400); all share the same loan limit. Owners pay a median $677 a year in property tax, an effective rate of about 0.42% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Carson City, NV
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- 2026 conforming loan limit: Carter County, KY
- 2026 conforming loan limit: Carter County, MT
- 2026 conforming loan limit: Carter County, OK
- 2026 conforming loan limit: Carter County, TN
- 2026 conforming loan limit: Carteret County, NC
- 2026 conforming loan limit: Carver County, MN
Last updated 2026-10-16. Data only, not financial or tax advice.