Carver County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 1.8 times the county's median home value of $453,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $125,946 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $453,600 |
| Minnesota median home value | $329,300 |
| Limit ÷ median home value | 1.84× |
| Median household income | $125,946 |
| Median home value ÷ income | 3.6× |
| Population | 110,041 |
| Median property tax paid (owners) | $4,501 |
| Effective property tax rate (approx.) | 0.99% |
| Owner-occupied homes | 81.5% |
| Home value rank in Minnesota | 1 of 87 counties |
| Neighbor: Hennepin County, MN | limit $832,750; median home $392,900 |
| Neighbor: Mcleod County, MN | limit $832,750; median home $246,100 |
| Neighbor: Scott County, MN | limit $832,750; median home $419,400 |
| Neighbor: Sibley County, MN | limit $832,750; median home $231,900 |
| Neighbor: Wright County, MN | limit $832,750; median home $358,900 |
Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carver County's median home value is 38% above the state median of $329,300 (rank 1 of 87). Among its 5 neighboring counties, Scott County has the highest median home value ($419,400) and Sibley County the lowest ($231,900); all share the same loan limit. Owners pay a median $4,501 a year in property tax, an effective rate of about 0.99% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Cass County, IA
- 2026 conforming loan limit: Cass County, IL
- 2026 conforming loan limit: Cass County, IN
Last updated 2026-10-16. Data only, not financial or tax advice.