Cass County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,013 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $150,300 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.54× |
| Median household income | $63,013 |
| Median home value ÷ income | 2.4× |
| Population | 13,096 |
| Median property tax paid (owners) | $2,019 |
| Effective property tax rate (approx.) | 1.34% |
| Owner-occupied homes | 71.6% |
| Home value rank in Iowa | 63 of 99 counties |
| Neighbor: Adair County, IA | limit $832,750; median home $160,400 |
| Neighbor: Adams County, IA | limit $832,750; median home $131,600 |
| Neighbor: Audubon County, IA | limit $832,750; median home $121,900 |
| Neighbor: Guthrie County, IA | limit $832,750; median home $180,100 |
| Neighbor: Montgomery County, IA | limit $832,750; median home $121,400 |
| Neighbor: Pottawattamie County, IA | limit $832,750; median home $195,700 |
| Neighbor: Shelby County, IA | limit $832,750; median home $164,000 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 28% below the state median of $208,000 (rank 63 of 99). Among its 7 neighboring counties, Pottawattamie County has the highest median home value ($195,700) and Montgomery County the lowest ($121,400); all share the same loan limit. Owners pay a median $2,019 a year in property tax, an effective rate of about 1.34% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Carver County, MN
- 2026 conforming loan limit: Cascade County, MT
- 2026 conforming loan limit: Casey County, KY
- 2026 conforming loan limit: Cass County, IL
- 2026 conforming loan limit: Cass County, IN
- 2026 conforming loan limit: Cass County, MI
- 2026 conforming loan limit: Cass County, MN
- 2026 conforming loan limit: Cass County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.