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2026 conforming loan limit: Cass County, MN

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Cass County, Minnesota has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $288,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $68,874 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$288,300
Minnesota median home value$329,300
Limit ÷ median home value2.89×
Median household income$68,874
Median home value ÷ income4.2×
Population30,992
Median property tax paid (owners)$1,615
Effective property tax rate (approx.)0.56%
Owner-occupied homes86.2%
Home value rank in Minnesota19 of 87 counties
Neighbor: Aitkin County, MNlimit $832,750; median home $255,800
Neighbor: Beltrami County, MNlimit $832,750; median home $237,500
Neighbor: Crow Wing County, MNlimit $832,750; median home $306,800
Neighbor: Hubbard County, MNlimit $832,750; median home $282,600
Neighbor: Itasca County, MNlimit $832,750; median home $225,200
Neighbor: Morrison County, MNlimit $832,750; median home $248,500
Neighbor: Todd County, MNlimit $832,750; median home $207,700
Neighbor: Wadena County, MNlimit $832,750; median home $173,000

Across Minnesota's 87 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 12% below the state median of $329,300 (rank 19 of 87). Among its 8 neighboring counties, Crow Wing County has the highest median home value ($306,800) and Wadena County the lowest ($173,000); all share the same loan limit. Owners pay a median $1,615 a year in property tax, an effective rate of about 0.56% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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