Cass County, North Dakota has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $298,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $75,555 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $298,000 |
| North Dakota median home value | $249,900 |
| Limit ÷ median home value | 2.79× |
| Median household income | $75,555 |
| Median home value ÷ income | 3.9× |
| Population | 193,400 |
| Median property tax paid (owners) | $3,564 |
| Effective property tax rate (approx.) | 1.20% |
| Owner-occupied homes | 52.0% |
| Home value rank in North Dakota | 4 of 53 counties |
| Neighbor: Clay County, MN | limit $832,750; median home $265,500 |
| Neighbor: Norman County, MN | limit $832,750; median home $147,100 |
| Neighbor: Barnes County, ND | limit $832,750; median home $173,700 |
| Neighbor: Ransom County, ND | limit $832,750; median home $193,000 |
| Neighbor: Richland County, ND | limit $832,750; median home $183,600 |
| Neighbor: Steele County, ND | limit $832,750; median home $130,700 |
| Neighbor: Traill County, ND | limit $832,750; median home $200,700 |
Across North Dakota's 53 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 19% above the state median of $249,900 (rank 4 of 53). Among its 7 neighboring counties, Clay County has the highest median home value ($265,500) and Steele County the lowest ($130,700); all share the same loan limit. Owners pay a median $3,564 a year in property tax, an effective rate of about 1.20% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cass County, MI
- 2026 conforming loan limit: Cass County, MN
- 2026 conforming loan limit: Cass County, MO
- 2026 conforming loan limit: Cass County, NE
- 2026 conforming loan limit: Cass County, TX
- 2026 conforming loan limit: Cassia County, ID
- 2026 conforming loan limit: Castro County, TX
- 2026 conforming loan limit: Caswell County, NC
Last updated 2026-10-16. Data only, not financial or tax advice.