Castro County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 8.8 times the county's median home value of $95,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,776 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $95,000 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 8.77× |
| Median household income | $56,776 |
| Median home value ÷ income | 1.7× |
| Population | 7,344 |
| Median property tax paid (owners) | $876 |
| Effective property tax rate (approx.) | 0.92% |
| Owner-occupied homes | 63.6% |
| Home value rank in Texas | 222 of 250 counties |
| Neighbor: Deaf Smith County, TX | limit $832,750; median home $121,300 |
| Neighbor: Hale County, TX | limit $832,750; median home $116,500 |
| Neighbor: Lamb County, TX | limit $832,750; median home $82,400 |
| Neighbor: Parmer County, TX | limit $832,750; median home $146,700 |
| Neighbor: Randall County, TX | limit $832,750; median home $238,800 |
| Neighbor: Swisher County, TX | limit $832,750; median home $86,300 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Castro County's median home value is 67% below the state median of $283,800 (rank 222 of 250). Among its 6 neighboring counties, Randall County has the highest median home value ($238,800) and Lamb County the lowest ($82,400); all share the same loan limit. Owners pay a median $876 a year in property tax, an effective rate of about 0.92% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.