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2026 conforming loan limit: Cass County, MO

Quick answer

Cass County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 2.8 times the county's median home value of $292,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,535 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$292,400
Missouri median home value$230,300
Limit ÷ median home value2.85×
Median household income$87,535
Median home value ÷ income3.3×
Population110,773
Median property tax paid (owners)$2,504
Effective property tax rate (approx.)0.86%
Owner-occupied homes75.6%
Home value rank in Missouri4 of 115 counties
Neighbor: Johnson County, KSlimit $832,750; median home $391,200
Neighbor: Miami County, KSlimit $832,750; median home $287,700
Neighbor: Bates County, MOlimit $832,750; median home $170,800
Neighbor: Henry County, MOlimit $832,750; median home $160,600
Neighbor: Jackson County, MOlimit $832,750; median home $230,500
Neighbor: Johnson County, MOlimit $832,750; median home $235,700

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 27% above the state median of $230,300 (rank 4 of 115). Among its 6 neighboring counties, Johnson County has the highest median home value ($391,200) and Henry County the lowest ($160,600); all share the same loan limit. Owners pay a median $2,504 a year in property tax, an effective rate of about 0.86% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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