Cass County, Michigan has a 2026 one-unit conforming loan limit of $832,750, which is 3.8 times the county's median home value of $218,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,443 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $218,000 |
| Michigan median home value | $231,600 |
| Limit ÷ median home value | 3.82× |
| Median household income | $70,443 |
| Median home value ÷ income | 3.1× |
| Population | 51,520 |
| Median property tax paid (owners) | $2,116 |
| Effective property tax rate (approx.) | 0.97% |
| Owner-occupied homes | 81.6% |
| Home value rank in Michigan | 23 of 83 counties |
| Neighbor: Elkhart County, IN | limit $832,750; median home $210,400 |
| Neighbor: St. Joseph County, IN | limit $832,750; median home $192,800 |
| Neighbor: Berrien County, MI | limit $832,750; median home $224,300 |
| Neighbor: Kalamazoo County, MI | limit $832,750; median home $241,800 |
| Neighbor: St. Joseph County, MI | limit $832,750; median home $178,300 |
| Neighbor: Van Buren County, MI | limit $832,750; median home $206,500 |
Across Michigan's 83 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 6% below the state median of $231,600 (rank 23 of 83). Among its 6 neighboring counties, Kalamazoo County has the highest median home value ($241,800) and St. Joseph County the lowest ($178,300); all share the same loan limit. Owners pay a median $2,116 a year in property tax, an effective rate of about 0.97% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Cass County, IA
- 2026 conforming loan limit: Cass County, IL
- 2026 conforming loan limit: Cass County, IN
- 2026 conforming loan limit: Cass County, MN
- 2026 conforming loan limit: Cass County, MO
- 2026 conforming loan limit: Cass County, ND
- 2026 conforming loan limit: Cass County, NE
- 2026 conforming loan limit: Cass County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.