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2026 conforming loan limit: Cass County, IN

Quick answer

Cass County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 6.2 times the county's median home value of $133,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,403 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$133,800
Indiana median home value$218,200
Limit ÷ median home value6.22×
Median household income$56,403
Median home value ÷ income2.4×
Population37,680
Median property tax paid (owners)$910
Effective property tax rate (approx.)0.68%
Owner-occupied homes74.3%
Home value rank in Indiana83 of 92 counties
Neighbor: Carroll County, INlimit $832,750; median home $180,900
Neighbor: Fulton County, INlimit $832,750; median home $156,500
Neighbor: Howard County, INlimit $832,750; median home $165,000
Neighbor: Miami County, INlimit $832,750; median home $126,200
Neighbor: Pulaski County, INlimit $832,750; median home $156,400
Neighbor: White County, INlimit $832,750; median home $175,900

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cass County's median home value is 39% below the state median of $218,200 (rank 83 of 92). Among its 6 neighboring counties, Carroll County has the highest median home value ($180,900) and Miami County the lowest ($126,200); all share the same loan limit. Owners pay a median $910 a year in property tax, an effective rate of about 0.68% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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