Cascade County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 3.1 times the county's median home value of $265,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $67,690 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $265,300 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 3.14× |
| Median household income | $67,690 |
| Median home value ÷ income | 3.9× |
| Population | 84,606 |
| Median property tax paid (owners) | $2,320 |
| Effective property tax rate (approx.) | 0.87% |
| Owner-occupied homes | 68.5% |
| Home value rank in Montana | 21 of 56 counties |
| Neighbor: Chouteau County, MT | limit $832,750; median home $207,800 |
| Neighbor: Judith Basin County, MT | limit $832,750; median home $238,300 |
| Neighbor: Lewis And Clark County, MT | limit $832,750; median home $393,500 |
| Neighbor: Meagher County, MT | limit $832,750; median home $259,800 |
| Neighbor: Teton County, MT | limit $832,750; median home $264,000 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Cascade County's median home value is 29% below the state median of $375,800 (rank 21 of 56). Among its 5 neighboring counties, Lewis And Clark County has the highest median home value ($393,500) and Chouteau County the lowest ($207,800); all share the same loan limit. Owners pay a median $2,320 a year in property tax, an effective rate of about 0.87% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limit: Carteret County, NC
- 2026 conforming loan limit: Carver County, MN
- 2026 conforming loan limit: Casey County, KY
- 2026 conforming loan limit: Cass County, IA
- 2026 conforming loan limit: Cass County, IL
- 2026 conforming loan limit: Cass County, IN
- 2026 conforming loan limit: Cass County, MI
Last updated 2026-10-16. Data only, not financial or tax advice.