Carroll County, Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,484 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $156,500 |
| Virginia median home value | $383,700 |
| Limit ÷ median home value | 5.32× |
| Median household income | $54,484 |
| Median home value ÷ income | 2.9× |
| Population | 29,157 |
| Median property tax paid (owners) | $834 |
| Effective property tax rate (approx.) | 0.53% |
| Owner-occupied homes | 77.1% |
| Home value rank in Virginia | 108 of 133 counties |
| Neighbor: Surry County, NC | limit $832,750; median home $177,600 |
| Neighbor: Floyd County, VA | limit $832,750; median home $225,400 |
| Neighbor: Grayson County, VA | limit $832,750; median home $150,100 |
| Neighbor: Patrick County, VA | limit $832,750; median home $153,400 |
| Neighbor: Pulaski County, VA | limit $832,750; median home $191,700 |
| Neighbor: Wythe County, VA | limit $832,750; median home $171,200 |
| Neighbor: Galax City, VA | limit $832,750; median home $141,300 |
Across Virginia's 133 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 18 high-cost counties. Carroll County's median home value is 59% below the state median of $383,700 (rank 108 of 133). Among its 7 neighboring counties, Floyd County has the highest median home value ($225,400) and Galax City the lowest ($141,300); all share the same loan limit. Owners pay a median $834 a year in property tax, an effective rate of about 0.53% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Carroll County, NH
- 2026 conforming loan limit: Carroll County, OH
- 2026 conforming loan limit: Carroll County, TN
- 2026 conforming loan limit: Carson City, NV
- 2026 conforming loan limit: Carson County, TX
- 2026 conforming loan limit: Carter County, KY
- 2026 conforming loan limit: Carter County, MO
- 2026 conforming loan limit: Carter County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.