Carroll County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 7.1 times the county's median home value of $117,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $62,154 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $117,500 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 7.09× |
| Median household income | $62,154 |
| Median home value ÷ income | 1.9× |
| Population | 8,411 |
| Median property tax paid (owners) | $924 |
| Effective property tax rate (approx.) | 0.79% |
| Owner-occupied homes | 71.9% |
| Home value rank in Missouri | 101 of 115 counties |
| Neighbor: Caldwell County, MO | limit $832,750; median home $166,500 |
| Neighbor: Chariton County, MO | limit $832,750; median home $160,900 |
| Neighbor: Lafayette County, MO | limit $832,750; median home $216,500 |
| Neighbor: Livingston County, MO | limit $832,750; median home $147,700 |
| Neighbor: Ray County, MO | limit $832,750; median home $198,800 |
| Neighbor: Saline County, MO | limit $832,750; median home $150,500 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Carroll County's median home value is 49% below the state median of $230,300 (rank 101 of 115). Among its 6 neighboring counties, Lafayette County has the highest median home value ($216,500) and Livingston County the lowest ($147,700); all share the same loan limit. Owners pay a median $924 a year in property tax, an effective rate of about 0.79% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Carroll County, IN
- 2026 conforming loan limit: Carroll County, KY
- 2026 conforming loan limit: Carroll County, MD
- 2026 conforming loan limit: Carroll County, MS
- 2026 conforming loan limit: Carroll County, NH
- 2026 conforming loan limit: Carroll County, OH
- 2026 conforming loan limit: Carroll County, TN
- 2026 conforming loan limit: Carroll County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.