Universal Insurance (UVE) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $47.12, +0.60% vs the prior close of $46.84.
- Volume 137.61K shares, 0.8x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
UVE rises 0.6% to $47.12, a 52-week high. Closed at $47.12, +0.60% vs the prior close of $46.84. Day range $46.56–$47.69, opened at $46.75.
UVE daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — UVE rises 0.6% to $47.12, a 52-week high
- Closed at $47.12, +0.60% vs the prior close of $46.84. Day range $46.56–$47.69, opened at $46.75.
- Volume was 137.61K shares, 0.8x its 50-day average of 179.44K.
- Price is +7.5% vs its 50-day average ($43.84) and +23.8% vs its 200-day average ($38.07).
- 52-week range $27.89–$47.69; today's close sits at 97% of that range, 1.2% below the 52-week high.
Oct 15, 2026 — UVE ends flat (+0.3%) to $46.84
- Closed at $46.84, +0.30% vs the prior close of $46.70. Day range $46.51–$47.68, opened at $47.39.
- Volume was 246.70K shares, 1.4x its 50-day average of 178.08K.
- Price is +6.9% vs its 50-day average ($43.80) and +23.3% vs its 200-day average ($38.00).
- 52-week range $27.89–$47.68; today's close sits at 96% of that range, 1.8% below the 52-week high.
Oct 14, 2026 — UVE dips 0.8% to $46.70
- Closed at $46.70, -0.81% vs the prior close of $47.08. Day range $45.54–$47.04, opened at $46.63.
- Volume was 189.60K shares, 1.1x its 50-day average of 179.43K.
- Price is +6.7% vs its 50-day average ($43.75) and +23.1% vs its 200-day average ($37.94).
- 52-week range $27.89–$47.56; today's close sits at 96% of that range, 1.8% below the 52-week high.
Oct 13, 2026 — UVE rises 1.6% to $47.08, a 52-week high
- Closed at $47.08, +1.64% vs the prior close of $46.32. Day range $46.26–$47.20, opened at $46.81.
- Volume was 205.50K shares, 1.1x its 50-day average of 179.04K.
- Price is +7.7% vs its 50-day average ($43.70) and +24.3% vs its 200-day average ($37.87).
- 52-week range $27.89–$47.56; today's close sits at 98% of that range, 1.0% below the 52-week high.
Oct 12, 2026 — UVE rises 1.0% to $46.32
- Closed at $46.32, +1.03% vs the prior close of $45.85. Day range $46.10–$46.86, opened at $46.12.
- Volume was 179.20K shares, 1.0x its 50-day average of 179.42K.
- Price is +6.1% vs its 50-day average ($43.64) and +22.5% vs its 200-day average ($37.81).
- 52-week range $27.89–$47.56; today's close sits at 94% of that range, 2.6% below the 52-week high.
Oct 9, 2026 — UVE dips 2.4% to $45.85
- Closed at $45.85, -2.38% vs the prior close of $46.97. Day range $45.75–$47.56, opened at $46.72.
- Volume was 196.10K shares, 1.1x its 50-day average of 179.89K.
- Price is +5.2% vs its 50-day average ($43.59) and +21.5% vs its 200-day average ($37.75).
- 52-week range $27.89–$47.56; today's close sits at 91% of that range, 3.6% below the 52-week high.
Oct 8, 2026 — UVE jumps 3.8% to $46.97, a 52-week high on 2.0x normal volume
- Closed at $46.97, +3.80% vs the prior close of $45.25. Day range $44.79–$47.36, opened at $45.02.
- Volume was 356.10K shares, 2.0x its 50-day average of 177.85K — unusually heavy trading.
- Price is +7.8% vs its 50-day average ($43.55) and +24.6% vs its 200-day average ($37.70).
- 52-week range $27.89–$47.36; today's close sits at 98% of that range, 0.8% below the 52-week high.
Oct 7, 2026 — UVE jumps 4.0% to $45.25, a 52-week high on 2.2x normal volume
- Closed at $45.25, +4.00% vs the prior close of $43.51. Day range $42.07–$45.36, opened at $43.26.
- Volume was 383.00K shares, 2.2x its 50-day average of 176.33K — unusually heavy trading.
- Price is +4.0% vs its 50-day average ($43.51) and +20.2% vs its 200-day average ($37.63).
- 52-week range $27.89–$45.36; today's close sits at 99% of that range, 0.2% below the 52-week high.
Oct 6, 2026 — UVE dips 0.3% to $43.51
- Closed at $43.51, -0.34% vs the prior close of $43.66. Day range $43.11–$44.31, opened at $43.94.
- Volume was 91.90K shares, 0.5x its 50-day average of 181.30K — lighter than usual.
- Price is +0.0% vs its 50-day average ($43.49) and +15.8% vs its 200-day average ($37.58).
- 52-week range $27.89–$45.15; today's close sits at 90% of that range, 3.6% below the 52-week high.
Oct 5, 2026 — UVE dips 0.7% to $43.66
- Closed at $43.66, -0.66% vs the prior close of $43.95. Day range $43.46–$44.09, opened at $43.90.
- Volume was 115.30K shares, 0.6x its 50-day average of 186.17K.
- Price is +0.4% vs its 50-day average ($43.49) and +16.4% vs its 200-day average ($37.52).
- 52-week range $26.61–$45.15; today's close sits at 92% of that range, 3.3% below the 52-week high.
Oct 2, 2026 — UVE rises 1.9% to $43.95
- Closed at $43.95, +1.90% vs the prior close of $43.13. Day range $43.13–$44.00, opened at $43.58.
- Volume was 140.40K shares, 0.8x its 50-day average of 186.91K.
- Price is +1.2% vs its 50-day average ($43.45) and +17.3% vs its 200-day average ($37.47).
- 52-week range $25.58–$45.15; today's close sits at 94% of that range, 2.7% below the 52-week high.
UVE latest news & SEC filings
Every SEC filing by or about UVE in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 21, 2026 · Form 424B3 — Prospectus / supplement for an offering or resale
Prospectus / supplement for an offering or resale
An offering document: new shares or debt may be sold, which can increase the share count (dilution) or debt load. Size and terms are in the prospectus.
Sep 18, 2026 · Form EFFECT — EFFECT filing
EFFECT filing
Sep 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Downes Sean P sold 20,000 shares at $43.98 (≈$879.60K) on Sep 11, 2026
- Downes Sean P sold 20,000 shares at $43.98 (≈$879.60K) on Sep 11, 2026
- Downes Sean P sold 20,000 shares at $43.98 (≈$879.60K) on Sep 11, 2026
- Downes Sean P sold 20,000 shares at $43.98 (≈$879.60K) on Sep 11, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 11, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 7, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Downes Sean P sold 20,000 shares at $44.27 (≈$885.40K) on Aug 5, 2026
- Downes Sean P sold 20,000 shares at $44.27 (≈$885.40K) on Aug 5, 2026
- Downes Sean P sold 20,000 shares at $44.27 (≈$885.40K) on Aug 5, 2026
- Downes Sean P sold 20,000 shares at $44.27 (≈$885.40K) on Aug 5, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 5, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Jul 30, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Jul 30, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $427.03M (prior year $400.14M) (+6.7% vs Jun 30, 2025)
- Net income: $59.19M (prior year $35.09M) (+68.7% vs Jun 30, 2025)
- Diluted EPS: $2.04 (prior year $1.21) (+68.6% vs Jun 30, 2025)
Jul 23, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 8, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Jun 29, 2026 · Form 11-K — Annual report for an employee stock plan
Annual report for an employee stock plan
Things to know before you trade UVE
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Feb 24, 2026, Oct 23, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.28% (largest 4.0%).
- Liquidity: about 190.71K shares (≈$8.99M) trade per day on average.
- 52-week position: $47.12 vs a range of $27.89–$47.69 (97% of the range).
- Dividends: last ex-dividend date Jul 31, 2026 ($0.16/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Sean P Downes sold 20,000 shares on Sep 11, 2026.
- Latest filings: 10-Q Jul 30, 2026; 8-K Jul 23, 2026; 8-K Jul 8, 2026.
- Share count: 27.83M shares outstanding (Jul 27, 2026), -1.7% vs a year earlier.
- Listing: NYSE · industry: Fire, Marine & Casualty Insurance.
UVE market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 46.75 | 47.69 | 46.56 | 47.12 | 137.61K |
| Oct 15, 2026 | 47.39 | 47.68 | 46.51 | 46.84 | 246.70K |
| Oct 14, 2026 | 46.63 | 47.04 | 45.54 | 46.70 | 189.60K |
| Oct 13, 2026 | 46.81 | 47.20 | 46.26 | 47.08 | 205.50K |
| Oct 12, 2026 | 46.12 | 46.86 | 46.10 | 46.32 | 179.20K |
| Oct 9, 2026 | 46.72 | 47.56 | 45.75 | 45.85 | 196.10K |
| Oct 8, 2026 | 45.02 | 47.36 | 44.79 | 46.97 | 356.10K |
| Oct 7, 2026 | 43.26 | 45.36 | 42.07 | 45.25 | 383.00K |
| Oct 6, 2026 | 43.94 | 44.31 | 43.11 | 43.51 | 91.90K |
| Oct 5, 2026 | 43.90 | 44.09 | 43.46 | 43.66 | 115.30K |
| Oct 2, 2026 | 43.58 | 44.00 | 43.13 | 43.95 | 140.40K |
| Oct 1, 2026 | 41.98 | 43.25 | 41.79 | 43.13 | 205.60K |
| Sep 30, 2026 | 42.43 | 42.54 | 41.78 | 42.09 | 374.80K |
| Sep 29, 2026 | 42.21 | 42.53 | 41.65 | 42.24 | 125.60K |
| Sep 28, 2026 | 42.42 | 43.17 | 42.00 | 42.30 | 110.30K |
| Sep 25, 2026 | 42.66 | 42.74 | 42.01 | 42.14 | 196.70K |
| Sep 24, 2026 | 42.56 | 43.11 | 42.38 | 42.49 | 123.60K |
| Sep 23, 2026 | 42.76 | 43.17 | 42.29 | 42.47 | 146.90K |
| Sep 22, 2026 | 43.72 | 43.77 | 42.56 | 43.03 | 160.50K |
| Sep 21, 2026 | 44.17 | 44.44 | 43.47 | 43.62 | 128.70K |
About Universal Insurance
Universal Insurance (UVE) is listed on the NYSE and classified by the SEC under “Fire, Marine & Casualty Insurance”. Its business address is in FORT LAUDERDALE, FL. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 891166.
UVE board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Carol G Barton | Director | Jun 12, 2026 |
| Shannon A Brown | Director | Jun 12, 2026 |
| Scott P. Callahan | Director | Jun 12, 2026 |
| Kimberly D Campos | CIO & CAO | Mar 31, 2026 |
| Sean P Downes | Executive Chairman | Sep 11, 2026 |
| Stephen Donaghy | CEO | Mar 31, 2026 |
| Marlene Gordon | Director | Jun 12, 2026 |
| Francis Xavier Iii Mccahill | Director | Jun 12, 2026 |
| Richard D Peterson | Director | Jun 12, 2026 |
| Michael Pietrangelo | Director | Jun 12, 2026 |
| Ozzie A Schindler | Director | Jun 12, 2026 |
| Jon Springer | Director | Jun 12, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Kimberly D Campos | CIO & CAO | Mar 31, 2026 |
| Sean P Downes | Executive Chairman | Sep 11, 2026 |
| Stephen Donaghy | CEO | Mar 31, 2026 |
| Gary Lloyd Ropiecki | Principal Accounting Officer | Dec 23, 2025 |
| Frank Wilcox | CFO | Mar 31, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 11, 2026 | Sean P Downes | Sale | 20,000 | $43.98 |
| Sep 11, 2026 | Sean P Downes | Sale | 20,000 | $43.98 |
| Sep 11, 2026 | Sean P Downes | Sale | 20,000 | $43.98 |
| Sep 11, 2026 | Sean P Downes | Sale | 20,000 | $43.98 |
| Aug 5, 2026 | Sean P Downes | Sale | 20,000 | $44.27 |
| Aug 5, 2026 | Sean P Downes | Sale | 20,000 | $44.27 |
| Aug 5, 2026 | Sean P Downes | Sale | 20,000 | $44.27 |
| Aug 5, 2026 | Sean P Downes | Sale | 20,000 | $44.27 |
| Jun 11, 2026 | Sean P Downes | Sale | 20,000 | $38.22 |
| Jun 11, 2026 | Sean P Downes | Sale | 20,000 | $38.22 |
| Jun 11, 2026 | Sean P Downes | Sale | 20,000 | $38.22 |
| Jun 11, 2026 | Sean P Downes | Sale | 20,000 | $38.22 |
| May 15, 2026 | Sean P Downes | Sale | 482 | $39.40 |
| May 15, 2026 | Sean P Downes | Sale | 19,518 | $38.71 |
| May 15, 2026 | Sean P Downes | Sale | 482 | $39.40 |
UVE financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $1.60B | $182.95M | 6.32 | $381.49M |
| Dec 31, 2024 | $1.52B | $58.93M | 2.01 | $137.36M |
| Dec 31, 2023 | $1.39B | $66.82M | 2.22 | $70.97M |
| Dec 31, 2022 | $1.22B | $-22.26M | -0.72 | $324.51M |
| Dec 31, 2021 | $1.12B | $20.41M | 0.65 | $234.38M |
Latest balance sheet: total assets $3.31B, total liabilities $2.67B, cash $532.16M (as of Jun 30, 2026).
UVE earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $37.68 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $35.18 |
| Feb 24, 2026 | 8-K Item 2.02 (results) | $31.91 |
| Oct 23, 2025 | 8-K Item 2.02 (results) | $28.63 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $24.77 |
| Apr 24, 2025 | 8-K Item 2.02 (results) | $23.39 |
| Feb 25, 2025 | 8-K Item 2.02 (results) | $20.51 |
| Oct 24, 2024 | 8-K Item 2.02 (results) | $20.10 |
| Apr 25, 2024 | 8-K Item 2.02 (results) | — |
| Feb 22, 2024 | 8-K Item 2.02 (results) | — |
| Oct 26, 2023 | 8-K Item 2.02 (results) | — |
| Jul 27, 2023 | 8-K Item 2.02 (results) | — |
Related stocks · Fire, Marine & Casualty Insurance
Berkshire Hathaway (BRK-B)Progressive (PGR)Allstate (ALL)Chubb (CB)Travelers Companies (TRV)American International (AIG)Arch Capital (ACGL)Hartford Insurance (HIG)Berkley W R (WRB)Markel (MKL)
Popular today
Spdr S&P 500 Etf (SPY)Micron Technology (MU)Nvidia (NVDA)Meta Platforms (META)Sandisk (SNDK)AMD (AMD)Space Exploration Technologies (SPCX)Tesla (TSLA)Apple (AAPL)Intel (INTC)Microsoft (MSFT)Amazon (AMZN)
More on UVE
Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.