Umb Financial (UMBF) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $131.75, +2.24% vs the prior close of $128.86.
- Volume 515.20K shares, 0.9x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
UMBF rises 2.2% to $131.75. Closed at $131.75, +2.24% vs the prior close of $128.86. Day range $128.99–$132.42, opened at $130.09.
UMBF daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — UMBF rises 2.2% to $131.75
- Closed at $131.75, +2.24% vs the prior close of $128.86. Day range $128.99–$132.42, opened at $130.09.
- Volume was 515.20K shares, 0.9x its 50-day average of 594.43K.
- Price is -5.2% vs its 50-day average ($138.94) and +0.9% vs its 200-day average ($130.51).
- 52-week range $103.38–$153.32; today's close sits at 57% of that range, 14.1% below the 52-week high.
Oct 14, 2026 — UMBF dips 1.0% to $128.86
- Closed at $128.86, -0.98% vs the prior close of $130.13. Day range $127.44–$129.19, opened at $127.87.
- Volume was 588.50K shares, 1.0x its 50-day average of 596.73K.
- Price is -7.5% vs its 50-day average ($139.24) and -1.2% vs its 200-day average ($130.44).
- 52-week range $103.38–$153.32; today's close sits at 51% of that range, 16.0% below the 52-week high.
Oct 13, 2026 — UMBF dips 0.9% to $130.13
- Closed at $130.13, -0.87% vs the prior close of $131.27. Day range $129.36–$132.40, opened at $132.13.
- Volume was 567.40K shares, 1.0x its 50-day average of 593.67K.
- Price is -6.8% vs its 50-day average ($139.63) and -0.2% vs its 200-day average ($130.39).
- 52-week range $103.38–$153.32; today's close sits at 54% of that range, 15.1% below the 52-week high.
Oct 12, 2026 — UMBF rises 0.7% to $131.27
- Closed at $131.27, +0.74% vs the prior close of $130.30. Day range $130.22–$131.98, opened at $130.22.
- Volume was 536.20K shares, 0.9x its 50-day average of 597.42K.
- Price is -6.2% vs its 50-day average ($139.97) and +0.7% vs its 200-day average ($130.34).
- 52-week range $103.38–$153.32; today's close sits at 56% of that range, 14.4% below the 52-week high.
Oct 9, 2026 — UMBF ends flat (-0.1%) to $130.30
- Closed at $130.30, -0.07% vs the prior close of $130.39. Day range $129.03–$130.52, opened at $129.82.
- Volume was 496.00K shares, 0.8x its 50-day average of 602.67K.
- Price is -7.1% vs its 50-day average ($140.26) and +0.0% vs its 200-day average ($130.28).
- 52-week range $103.38–$153.32; today's close sits at 54% of that range, 15.0% below the 52-week high.
Oct 8, 2026 — UMBF rises 1.7% to $130.39
- Closed at $130.39, +1.70% vs the prior close of $128.21. Day range $127.20–$131.68, opened at $127.83.
- Volume was 983.60K shares, 1.6x its 50-day average of 604.56K.
- Price is -7.2% vs its 50-day average ($140.56) and +0.1% vs its 200-day average ($130.22).
- 52-week range $103.38–$153.32; today's close sits at 54% of that range, 15.0% below the 52-week high.
Oct 7, 2026 — UMBF dips 1.4% to $128.21, a 3-month low
- Closed at $128.21, -1.44% vs the prior close of $130.08. Day range $125.60–$129.04, opened at $128.26.
- Volume was 832.70K shares, 1.4x its 50-day average of 604.54K.
- Price is -9.0% vs its 50-day average ($140.92) and -1.5% vs its 200-day average ($130.17).
- 52-week range $103.38–$153.32; today's close sits at 50% of that range, 16.4% below the 52-week high.
Oct 6, 2026 — UMBF ends flat (+0.2%) to $130.08
- Closed at $130.08, +0.22% vs the prior close of $129.80. Day range $129.07–$130.74, opened at $130.42.
- Volume was 559.50K shares, 0.9x its 50-day average of 609.95K.
- Price is -7.9% vs its 50-day average ($141.24) and -0.0% vs its 200-day average ($130.12).
- 52-week range $103.38–$153.32; today's close sits at 53% of that range, 15.2% below the 52-week high.
Oct 5, 2026 — UMBF dips 0.9% to $129.80
- Closed at $129.80, -0.87% vs the prior close of $130.94. Day range $129.00–$130.94, opened at $130.49.
- Volume was 739.20K shares, 1.2x its 50-day average of 610.94K.
- Price is -8.2% vs its 50-day average ($141.45) and -0.2% vs its 200-day average ($130.07).
- 52-week range $103.38–$153.32; today's close sits at 53% of that range, 15.3% below the 52-week high.
Oct 2, 2026 — UMBF rises 0.9% to $130.94
- Closed at $130.94, +0.89% vs the prior close of $129.79. Day range $130.32–$132.94, opened at $130.93.
- Volume was 654.70K shares, 1.1x its 50-day average of 612.71K.
- Price is -7.6% vs its 50-day average ($141.68) and +0.7% vs its 200-day average ($130.01).
- 52-week range $103.38–$153.32; today's close sits at 55% of that range, 14.6% below the 52-week high.
UMBF latest news & SEC filings
Every SEC filing by or about UMBF in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 30, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 30, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 30, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 3, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Peterman Tamara bought 394 shares at $139.60 (≈$55.01K) on Sep 1, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 3, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Graves Greg M bought 573 shares at $139.60 (≈$80.01K) on Sep 1, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 1, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Sep 1, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Jul 30, 2026 · 10-Q — Quarterly report (unaudited financial statements for the quarter)
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $277.57M (prior year $217.39M) (+27.7% vs Jun 30, 2025)
- Diluted EPS: $3.56 (prior year $2.82) (+26.2% vs Jun 30, 2025)
Jul 28, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 8.01 — Reported other events the company considers important.
This is a results-day filing: the earnings press release is attached as an exhibit.
Jun 24, 2026 · 11-K — Annual report for an employee stock plan
Annual report for an employee stock plan
Things to know before you trade UMBF
- Last results release: Jul 28, 2026 (8-K Item 2.02). Previous ones: Apr 28, 2026, Jan 27, 2026, Oct 28, 2025. Based on that rhythm, the next report is likely around Oct 27, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.88% (largest 2.2%). That is a relatively calm stock.
- Liquidity: about 717.65K shares (≈$94.55M) trade per day on average.
- 52-week position: $131.75 vs a range of $103.38–$153.32 (57% of the range).
- Dividends: last ex-dividend date Sep 10, 2026 ($0.5/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 4 open-market buys, 21 sales; latest: Greg M Graves bought 573 shares on Sep 1, 2026.
- Latest filings: 8-K Sep 1, 2026; 10-Q Jul 30, 2026; 8-K Jul 28, 2026.
- Share count: 75.95M shares outstanding (Jul 27, 2026), +0.0% vs a year earlier.
- Listing: Nasdaq · industry: National Commercial Banks.
UMBF market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 130.09 | 132.42 | 128.99 | 131.75 | 515.20K |
| Oct 14, 2026 | 127.87 | 129.19 | 127.44 | 128.86 | 588.50K |
| Oct 13, 2026 | 132.13 | 132.40 | 129.36 | 130.13 | 567.40K |
| Oct 12, 2026 | 130.22 | 131.98 | 130.22 | 131.27 | 536.20K |
| Oct 9, 2026 | 129.82 | 130.52 | 129.03 | 130.30 | 496.00K |
| Oct 8, 2026 | 127.83 | 131.68 | 127.20 | 130.39 | 983.60K |
| Oct 7, 2026 | 128.26 | 129.04 | 125.60 | 128.21 | 832.70K |
| Oct 6, 2026 | 130.42 | 130.74 | 129.07 | 130.08 | 559.50K |
| Oct 5, 2026 | 130.49 | 130.94 | 129.00 | 129.80 | 739.20K |
| Oct 2, 2026 | 130.93 | 132.94 | 130.32 | 130.94 | 654.70K |
| Oct 1, 2026 | 129.22 | 130.15 | 126.52 | 129.79 | 742.20K |
| Sep 30, 2026 | 132.00 | 132.60 | 129.93 | 130.01 | 550.70K |
| Sep 29, 2026 | 133.40 | 134.45 | 130.86 | 131.84 | 656.90K |
| Sep 28, 2026 | 135.26 | 135.74 | 133.28 | 133.42 | 590.10K |
| Sep 25, 2026 | 135.96 | 137.32 | 135.40 | 135.82 | 713.80K |
| Sep 24, 2026 | 134.43 | 135.26 | 132.89 | 134.99 | 870.70K |
| Sep 23, 2026 | 134.25 | 135.31 | 133.57 | 133.85 | 700.60K |
| Sep 22, 2026 | 134.60 | 135.53 | 132.93 | 134.21 | 823.80K |
| Sep 21, 2026 | 135.17 | 135.86 | 133.39 | 133.53 | 573.20K |
| Sep 18, 2026 | 134.11 | 135.53 | 133.47 | 134.52 | 1.66M |
About Umb Financial
Umb Financial (UMBF) is listed on the Nasdaq and classified by the SEC under “National Commercial Banks”. Its business address is in KANSAS CITY, MO. State of incorporation: MO. Fiscal year ends December 31. SEC CIK 101382.
UMBF board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Robin C Beery | Director | May 4, 2026 |
| Janine Davidson | Director | May 4, 2026 |
| Greg M Graves | Director | Sep 3, 2026 |
| Kevin Charles Gallagher | Director | Jul 31, 2026 |
| Lansford E. Gordon | Director | May 4, 2026 |
| Brad J. Henderson | Director | May 4, 2026 |
| Jennifer K Hopkins | Director | May 4, 2026 |
| J Mariner Kemper | Chairman and CEO | Aug 6, 2026 |
| Margaret Lazo | Director | May 4, 2026 |
| Susan G Murphy | Director | Aug 7, 2026 |
| Timothy R. Murphy | Director | May 5, 2026 |
| Tamara Peterman | Director | Sep 3, 2026 |
| Kris A Robbins | Director | May 4, 2026 |
| John K Schmidt | Director | May 4, 2026 |
| L Joshua Sosland | Director | May 4, 2026 |
| Leroy James Jr Williams | Director | May 4, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Robert Brian Beaird | Chief Human Resource Officer | Jul 31, 2026 |
| Amy Harris | EVP and Chief Legal Officer | Feb 13, 2026 |
| Shannon Andresen Johnson | Chief Administrative Officer | Feb 13, 2026 |
| J Mariner Kemper | Chairman and CEO | Aug 6, 2026 |
| Stacy H King | Chief Risk Officer | Jan 2, 2026 |
| Elizabeth Theresa Lewis | President - Consumer Banking | Feb 11, 2026 |
| Phillip James Mason | President, Inst. Banking | Aug 4, 2026 |
| Nikki Farentino Newton | President, Private Wealth Mgmt | Aug 4, 2026 |
| David Carl Odgers | Chief Accounting Officer | Aug 6, 2026 |
| James D Rine | President | Jun 10, 2026 |
| Ram Shankar | Chief Financial Officer | Aug 18, 2026 |
| Thomas S Terry | Chief Credit Officer | Aug 18, 2026 |
| Uma Wilson | Executive Vice President | Aug 4, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 1, 2026 | Greg M Graves | Buy | 573 | $139.60 |
| Sep 1, 2026 | Tamara Peterman | Buy | 394 | $139.60 |
| Aug 17, 2026 | Thomas S Terry | Sale | 5,713 | $151.77 |
| Aug 17, 2026 | Ram Shankar | Sale | 2,000 | $151.61 |
| Aug 6, 2026 | Susan G Murphy | Sale | 902 | $145.50 |
| Aug 6, 2026 | Susan G Murphy | Sale | 475 | $145.66 |
| Aug 5, 2026 | David Carl Odgers | Sale | 145 | $147.30 |
| Aug 4, 2026 | J Mariner Kemper | Sale | 15,062 | $148.55 |
| Aug 4, 2026 | Nikki Farentino Newton | Sale | 1 | $148.72 |
| Aug 4, 2026 | Nikki Farentino Newton | Sale | 1,999 | $148.60 |
| Aug 4, 2026 | Uma Wilson | Sale | 4,145 | $148.00 |
| Aug 4, 2026 | Phillip James Mason | Sale | 800 | $147.00 |
| Aug 3, 2026 | J Mariner Kemper | Sale | 4,200 | $147.27 |
| Jul 31, 2026 | Kevin Charles Gallagher | Sale | 360 | $145.13 |
| Jul 31, 2026 | Robert Brian Beaird | Sale | 1,600 | $144.40 |
UMBF financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $702.40M | 9.29 | $1.03B |
| Dec 31, 2024 | — | $441.24M | 8.99 | $225.29M |
| Dec 31, 2023 | — | $350.02M | 7.18 | $472.60M |
| Dec 31, 2022 | — | $431.68M | 8.86 | $769.55M |
| Dec 31, 2021 | — | $353.02M | 7.24 | $534.08M |
Latest balance sheet: total assets $72.26B, total liabilities $64.22B, cash $5.61B (as of Jun 30, 2026).
UMBF earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 28, 2026 | 8-K Item 2.02 (results) | $143.98 |
| Apr 28, 2026 | 8-K Item 2.02 (results) | $125.35 |
| Jan 27, 2026 | 8-K Item 2.02 (results) | $124.86 |
| Oct 28, 2025 | 8-K Item 2.02 (results) | $112.29 |
| Jul 29, 2025 | 8-K Item 2.02 (results) | $109.20 |
| Apr 29, 2025 | 8-K Item 2.02 (results) | $97.82 |
| Jan 28, 2025 | 8-K Item 2.02 (results) | $121.62 |
| Oct 29, 2024 | 8-K Item 2.02 (results) | $106.66 |
| Jul 30, 2024 | 8-K Item 2.02 (results) | — |
| Apr 29, 2024 | 8-K Item 2.02 (results) | — |
| Jan 30, 2024 | 8-K Item 2.02 (results) | — |
| Oct 24, 2023 | 8-K Item 2.02 (results) | — |
Related stocks · National Commercial Banks
JPMorgan Chase (JPM)Bank of America (BAC)Wells Fargo (WFC)Citigroup (C)Capital One Financial (COF)Pnc Financial Services (PNC)Us Bancorp \De\ (USB)Huntington Bancshares (HBAN)Truist Financial (TFC)Keycorp (KEY)
Popular today
Micron Technology (MU)Spdr S&P 500 Etf (SPY)Nvidia (NVDA)Sandisk (SNDK)AMD (AMD)Space Exploration Technologies (SPCX)Intel (INTC)Apple (AAPL)Microsoft (MSFT)Meta Platforms (META)Broadcom (AVGO)Tesla (TSLA)
More on UMBF
Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.