United Fire (UFCS) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $56.44, +1.88% vs the prior close of $55.40.
- Volume 75.80K shares, 0.5x its 50-day average (light).
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
UFCS rises 1.9% to $56.44, a 52-week high. Closed at $56.44, +1.88% vs the prior close of $55.40. Day range $55.40–$56.62, opened at $55.40.
UFCS daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — UFCS rises 1.9% to $56.44, a 52-week high
- Closed at $56.44, +1.88% vs the prior close of $55.40. Day range $55.40–$56.62, opened at $55.40.
- Volume was 75.80K shares, 0.5x its 50-day average of 139.65K — lighter than usual.
- Price is +3.9% vs its 50-day average ($54.34) and +23.9% vs its 200-day average ($45.54).
- 52-week range $29.85–$56.98; today's close sits at 98% of that range, 0.9% below the 52-week high.
Oct 15, 2026 — UFCS ends flat (-0.1%) to $55.40, 3 down days in a row
- Closed at $55.40, -0.14% vs the prior close of $55.48. Day range $55.02–$56.95, opened at $56.05.
- Volume was 118.80K shares, 0.8x its 50-day average of 140.30K.
- Price is +2.0% vs its 50-day average ($54.31) and +21.9% vs its 200-day average ($45.44).
- 52-week range $29.85–$56.98; today's close sits at 94% of that range, 2.8% below the 52-week high.
- That makes 3 straight losses.
Oct 14, 2026 — UFCS dips 0.5% to $55.48
- Closed at $55.48, -0.54% vs the prior close of $55.78. Day range $54.65–$55.85, opened at $55.32.
- Volume was 103.90K shares, 0.7x its 50-day average of 143.15K.
- Price is +2.2% vs its 50-day average ($54.29) and +22.3% vs its 200-day average ($45.35).
- 52-week range $29.85–$56.98; today's close sits at 94% of that range, 2.6% below the 52-week high.
Oct 13, 2026 — UFCS dips 0.4% to $55.78
- Closed at $55.78, -0.39% vs the prior close of $56.00. Day range $55.71–$56.98, opened at $56.55.
- Volume was 143.70K shares, 1.0x its 50-day average of 144.33K.
- Price is +2.8% vs its 50-day average ($54.25) and +23.3% vs its 200-day average ($45.25).
- 52-week range $29.85–$56.98; today's close sits at 96% of that range, 2.1% below the 52-week high.
Oct 12, 2026 — UFCS rises 1.6% to $56.00
- Closed at $56.00, +1.56% vs the prior close of $55.14. Day range $54.34–$56.42, opened at $55.40.
- Volume was 81.20K shares, 0.6x its 50-day average of 145.13K — lighter than usual.
- Price is +3.4% vs its 50-day average ($54.18) and +24.0% vs its 200-day average ($45.16).
- 52-week range $29.85–$56.74; today's close sits at 97% of that range, 1.3% below the 52-week high.
Oct 9, 2026 — UFCS dips 2.2% to $55.14
- Closed at $55.14, -2.23% vs the prior close of $56.40. Day range $55.08–$56.35, opened at $56.07.
- Volume was 73.70K shares, 0.5x its 50-day average of 145.76K — lighter than usual.
- Price is +2.0% vs its 50-day average ($54.08) and +22.4% vs its 200-day average ($45.06).
- 52-week range $29.85–$56.74; today's close sits at 94% of that range, 2.8% below the 52-week high.
Oct 8, 2026 — UFCS rises 2.5% to $56.40, a 52-week high, 6 up days in a row
- Closed at $56.40, +2.45% vs the prior close of $55.05. Day range $53.99–$56.48, opened at $54.85.
- Volume was 117.80K shares, 0.8x its 50-day average of 146.57K.
- Price is +4.4% vs its 50-day average ($54.02) and +25.4% vs its 200-day average ($44.97).
- 52-week range $29.85–$56.74; today's close sits at 99% of that range, 0.6% below the 52-week high.
- That makes 6 straight gains.
Oct 7, 2026 — UFCS rises 0.3% to $55.05, 5 up days in a row
- Closed at $55.05, +0.33% vs the prior close of $54.87. Day range $54.33–$55.66, opened at $54.33.
- Volume was 190.20K shares, 1.3x its 50-day average of 145.99K.
- Price is +2.1% vs its 50-day average ($53.94) and +22.7% vs its 200-day average ($44.88).
- 52-week range $29.85–$56.74; today's close sits at 94% of that range, 3.0% below the 52-week high.
- That makes 5 straight gains.
Oct 6, 2026 — UFCS rises 0.4% to $54.87, 4 up days in a row
- Closed at $54.87, +0.40% vs the prior close of $54.65. Day range $53.59–$55.40, opened at $54.51.
- Volume was 89.70K shares, 0.6x its 50-day average of 146.42K.
- Price is +1.8% vs its 50-day average ($53.90) and +22.5% vs its 200-day average ($44.79).
- 52-week range $29.85–$56.74; today's close sits at 93% of that range, 3.3% below the 52-week high.
- That makes 4 straight gains.
Oct 5, 2026 — UFCS ends flat (+0.1%) to $54.65, 3 up days in a row
- Closed at $54.65, +0.05% vs the prior close of $54.62. Day range $52.01–$55.08, opened at $54.10.
- Volume was 180.20K shares, 1.2x its 50-day average of 145.33K.
- Price is +1.5% vs its 50-day average ($53.83) and +22.3% vs its 200-day average ($44.70).
- 52-week range $29.85–$56.74; today's close sits at 92% of that range, 3.7% below the 52-week high.
- That makes 3 straight gains.
Oct 2, 2026 — UFCS rises 1.3% to $54.62
- Closed at $54.62, +1.26% vs the prior close of $53.94. Day range $53.29–$55.02, opened at $54.47.
- Volume was 120.60K shares, 0.8x its 50-day average of 145.97K.
- Price is +1.6% vs its 50-day average ($53.76) and +22.4% vs its 200-day average ($44.61).
- 52-week range $29.74–$56.74; today's close sits at 92% of that range, 3.7% below the 52-week high.
UFCS latest news & SEC filings
Every SEC filing by or about UFCS in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 8, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Carlton Scott L sold 9,777 shares at $55.52 (≈$542.82K) on Sep 3, 2026
- Carlton Scott L sold 9,777 shares at $55.52 (≈$542.82K) on Sep 3, 2026
- Carlton Scott L sold 9,777 shares at $55.52 (≈$542.82K) on Sep 3, 2026
- Carlton Scott L sold 9,777 shares at $55.52 (≈$542.82K) on Sep 3, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 31, 2026 · Form 3 — New insider holdings
Initial insider ownership statement (Form 3) — a new director, officer or 10% owner disclosed their holdings
Aug 21, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
- Item 8.01 — Reported other events the company considers important.
Aug 4, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $383.73M (prior year $335.47M) (+14.4% vs Jun 30, 2025)
- Net income: $33.37M (prior year $22.95M) (+45.4% vs Jun 30, 2025)
- Diluted EPS: $1.29 (prior year $0.87) (+48.3% vs Jun 30, 2025)
Aug 3, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 17, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Jul 6, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Things to know before you trade UFCS
- Last results release: Aug 3, 2026 (8-K Item 2.02). Previous ones: May 5, 2026, Feb 11, 2026, Nov 4, 2025. Based on that rhythm, the next report is likely around Nov 2, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.94% (largest 2.6%). That is a relatively calm stock.
- Liquidity: about 115.08K shares (≈$6.50M) trade per day on average.
- 52-week position: $56.44 vs a range of $29.85–$56.98 (98% of the range).
- Dividends: last ex-dividend date Sep 4, 2026 ($0.2/share); 3 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 4 open-market buys, 21 sales; latest: Scott L Carlton sold 9,777 shares on Sep 3, 2026.
- Latest filings: 8-K Aug 21, 2026; 10-Q Aug 4, 2026; 8-K Aug 3, 2026.
- Share count: 25.71M shares outstanding (Jul 29, 2026), +0.8% vs a year earlier.
- Listing: Nasdaq · industry: Fire, Marine & Casualty Insurance.
UFCS market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 55.40 | 56.62 | 55.40 | 56.44 | 75.80K |
| Oct 15, 2026 | 56.05 | 56.95 | 55.02 | 55.40 | 118.80K |
| Oct 14, 2026 | 55.32 | 55.85 | 54.65 | 55.48 | 103.90K |
| Oct 13, 2026 | 56.55 | 56.98 | 55.71 | 55.78 | 143.70K |
| Oct 12, 2026 | 55.40 | 56.42 | 54.34 | 56.00 | 81.20K |
| Oct 9, 2026 | 56.07 | 56.35 | 55.08 | 55.14 | 73.70K |
| Oct 8, 2026 | 54.85 | 56.48 | 53.99 | 56.40 | 117.80K |
| Oct 7, 2026 | 54.33 | 55.66 | 54.33 | 55.05 | 190.20K |
| Oct 6, 2026 | 54.51 | 55.40 | 53.59 | 54.87 | 89.70K |
| Oct 5, 2026 | 54.10 | 55.08 | 52.01 | 54.65 | 180.20K |
| Oct 2, 2026 | 54.47 | 55.02 | 53.29 | 54.62 | 120.60K |
| Oct 1, 2026 | 52.49 | 54.01 | 51.81 | 53.94 | 100.20K |
| Sep 30, 2026 | 53.76 | 53.76 | 52.29 | 52.59 | 171.40K |
| Sep 29, 2026 | 53.33 | 53.60 | 52.09 | 53.53 | 98.30K |
| Sep 28, 2026 | 53.29 | 53.64 | 52.95 | 53.34 | 105.40K |
| Sep 25, 2026 | 53.22 | 53.60 | 52.60 | 53.33 | 111.20K |
| Sep 24, 2026 | 53.90 | 54.28 | 53.34 | 53.43 | 118.60K |
| Sep 23, 2026 | 53.56 | 53.99 | 50.81 | 53.59 | 97.40K |
| Sep 22, 2026 | 53.77 | 54.05 | 52.40 | 53.68 | 93.10K |
| Sep 21, 2026 | 54.50 | 54.80 | 53.28 | 53.44 | 110.40K |
About United Fire
United Fire (UFCS) is listed on the Nasdaq and classified by the SEC under “Fire, Marine & Casualty Insurance”. Its business address is in CEDAR RAPIDS, IA. Fiscal year ends December 31. SEC CIK 101199.
UFCS board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| John Paul E Besong | Director | Jan 14, 2026 |
| Teresa Jean Brown | Director | Aug 31, 2026 |
| Scott L Carlton | Director | Sep 8, 2026 |
| Brenda Kay Clancy | Director | May 22, 2026 |
| Christopher R Drahozal | Director | May 22, 2026 |
| Matthew R Foran | Director | May 22, 2026 |
| Mark A. Green | Director | May 22, 2026 |
| Kevin James Leidwinger | Director, CEO | Mar 24, 2026 |
| George D Milligan | Director | Jun 9, 2026 |
| Lura E Mcbride | Director | May 22, 2026 |
| James Noyce | Director | May 22, 2026 |
| Gilda Livingston Spencer | Director | May 22, 2026 |
| Susan E Voss | Director | May 22, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Steven Dennis Hernandez | Chief Human Resources Officer | May 19, 2026 |
| Kevin James Leidwinger | Director, CEO | Mar 24, 2026 |
| Sarah E Madsen | Chief Legal Officer | Mar 24, 2026 |
| Eric J Martin | Chief Financial Officer | Mar 24, 2026 |
| Brian Keith Rawlins | SVP - Chief Claim Officer | Mar 3, 2026 |
| Julie A Stephenson | Executive VP & COO | Mar 24, 2026 |
| Adam M Vogt | VP - Chief Accounting Officer | Jul 6, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 3, 2026 | Scott L Carlton | Sale | 9,777 | $55.52 |
| Sep 3, 2026 | Scott L Carlton | Sale | 9,777 | $55.52 |
| Sep 3, 2026 | Scott L Carlton | Sale | 9,777 | $55.52 |
| Sep 3, 2026 | Scott L Carlton | Sale | 9,777 | $55.52 |
| Jun 5, 2026 | George D Milligan | Buy | 4,500 | $45.23 |
| Jun 5, 2026 | George D Milligan | Buy | 4,500 | $45.23 |
| Jun 5, 2026 | George D Milligan | Buy | 4,500 | $45.23 |
| Jun 5, 2026 | George D Milligan | Buy | 4,500 | $45.23 |
| Mar 4, 2026 | Christopher R Drahozal | Sale | 4,250 | $38.49 |
| Mar 4, 2026 | Christopher R Drahozal | Sale | 4,250 | $38.49 |
| Mar 4, 2026 | Christopher R Drahozal | Sale | 4,250 | $38.49 |
| Mar 4, 2026 | Christopher R Drahozal | Sale | 4,250 | $38.49 |
| Mar 3, 2026 | Christopher R Drahozal | Sale | 4,250 | $37.94 |
| Mar 3, 2026 | Christopher R Drahozal | Sale | 4,250 | $37.94 |
| Mar 3, 2026 | Christopher R Drahozal | Sale | 4,250 | $37.94 |
UFCS financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $1.39B | $118.19M | 4.48 | $269.74M |
| Dec 31, 2024 | $1.25B | $61.96M | 2.39 | $340.30M |
| Dec 31, 2023 | $1.10B | $-29.70M | -1.18 | $171.74M |
| Dec 31, 2022 | $980.29M | $15.03M | 0.59 | $-1.25M |
| Dec 31, 2021 | $1.07B | $80.59M | — | $29.92M |
Latest balance sheet: total assets $4.01B, total liabilities $3.04B, cash $139.44M (as of Jun 30, 2026).
UFCS earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 3, 2026 | 8-K Item 2.02 (results) | $52.09 |
| May 5, 2026 | 8-K Item 2.02 (results) | $39.85 |
| Feb 11, 2026 | 8-K Item 2.02 (results) | $38.72 |
| Nov 4, 2025 | 8-K Item 2.02 (results) | $30.90 |
| Aug 5, 2025 | 8-K Item 2.02 (results) | $26.80 |
| May 6, 2025 | 8-K Item 2.02 (results) | $28.60 |
| Feb 11, 2025 | 8-K Item 2.02 (results) | $25.06 |
| Nov 5, 2024 | 8-K Item 2.02 (results) | $19.93 |
| Aug 6, 2024 | 8-K Item 2.02 (results) | — |
| May 7, 2024 | 8-K Item 2.02 (results) | — |
| Feb 13, 2024 | 8-K Item 2.02 (results) | — |
| Nov 1, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.