United Bankshares (UBSI) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $46.60, +1.79% vs the prior close of $45.78.
- Volume 1.19M shares, 1.3x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
UBSI rises 1.8% to $46.60. Closed at $46.60, +1.79% vs the prior close of $45.78. Day range $45.90–$46.74, opened at $46.27.
UBSI daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — UBSI rises 1.8% to $46.60
- Closed at $46.60, +1.79% vs the prior close of $45.78. Day range $45.90–$46.74, opened at $46.27.
- Volume was 1.19M shares, 1.3x its 50-day average of 941.01K.
- Price is -1.3% vs its 50-day average ($47.19) and +5.1% vs its 200-day average ($44.34).
- 52-week range $34.10–$49.62; today's close sits at 81% of that range, 6.1% below the 52-week high.
Oct 14, 2026 — UBSI ends flat (+0.2%) to $45.78
- Closed at $45.78, +0.22% vs the prior close of $45.68. Day range $45.02–$45.87, opened at $45.27.
- Volume was 1.13M shares, 1.2x its 50-day average of 935.99K.
- Price is -3.1% vs its 50-day average ($47.24) and +3.3% vs its 200-day average ($44.30).
- 52-week range $34.10–$49.62; today's close sits at 75% of that range, 7.7% below the 52-week high.
Oct 13, 2026 — UBSI dips 0.4% to $45.68
- Closed at $45.68, -0.44% vs the prior close of $45.88. Day range $45.40–$46.30, opened at $46.21.
- Volume was 771.20K shares, 0.8x its 50-day average of 936.95K.
- Price is -3.4% vs its 50-day average ($47.31) and +3.2% vs its 200-day average ($44.27).
- 52-week range $34.10–$49.62; today's close sits at 75% of that range, 7.9% below the 52-week high.
Oct 12, 2026 — UBSI rises 0.9% to $45.88
- Closed at $45.88, +0.92% vs the prior close of $45.46. Day range $45.44–$46.10, opened at $45.57.
- Volume was 602.90K shares, 0.6x its 50-day average of 948.84K.
- Price is -3.2% vs its 50-day average ($47.38) and +3.7% vs its 200-day average ($44.24).
- 52-week range $34.10–$49.62; today's close sits at 76% of that range, 7.5% below the 52-week high.
Oct 9, 2026 — UBSI dips 0.5% to $45.46
- Closed at $45.46, -0.53% vs the prior close of $45.70. Day range $45.20–$45.70, opened at $45.70.
- Volume was 597.50K shares, 0.6x its 50-day average of 952.36K.
- Price is -4.1% vs its 50-day average ($47.43) and +2.8% vs its 200-day average ($44.21).
- 52-week range $34.10–$49.62; today's close sits at 73% of that range, 8.4% below the 52-week high.
Oct 8, 2026 — UBSI rises 0.8% to $45.70
- Closed at $45.70, +0.79% vs the prior close of $45.34. Day range $45.04–$45.89, opened at $45.20.
- Volume was 873.00K shares, 0.9x its 50-day average of 956.79K.
- Price is -3.8% vs its 50-day average ($47.49) and +3.4% vs its 200-day average ($44.18).
- 52-week range $34.10–$49.62; today's close sits at 75% of that range, 7.9% below the 52-week high.
Oct 7, 2026 — UBSI dips 1.6% to $45.34, a 3-month low, 3 down days in a row
- Closed at $45.34, -1.56% vs the prior close of $46.06. Day range $45.02–$45.88, opened at $45.71.
- Volume was 1.18M shares, 1.2x its 50-day average of 952.31K.
- Price is -4.6% vs its 50-day average ($47.55) and +2.7% vs its 200-day average ($44.16).
- 52-week range $34.10–$49.62; today's close sits at 72% of that range, 8.6% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — UBSI dips 0.8% to $46.06
- Closed at $46.06, -0.80% vs the prior close of $46.43. Day range $45.99–$46.73, opened at $46.50.
- Volume was 777.30K shares, 0.8x its 50-day average of 956.68K.
- Price is -3.3% vs its 50-day average ($47.62) and +4.4% vs its 200-day average ($44.13).
- 52-week range $34.10–$49.62; today's close sits at 77% of that range, 7.2% below the 52-week high.
Oct 5, 2026 — UBSI dips 1.3% to $46.43
- Closed at $46.43, -1.30% vs the prior close of $47.04. Day range $46.32–$47.11, opened at $47.11.
- Volume was 1.31M shares, 1.4x its 50-day average of 954.19K.
- Price is -2.6% vs its 50-day average ($47.66) and +5.3% vs its 200-day average ($44.10).
- 52-week range $34.10–$49.62; today's close sits at 79% of that range, 6.4% below the 52-week high.
Oct 2, 2026 — UBSI rises 1.4% to $47.04
- Closed at $47.04, +1.38% vs the prior close of $46.40. Day range $46.63–$47.31, opened at $46.81.
- Volume was 1.17M shares, 1.2x its 50-day average of 966.88K.
- Price is -1.4% vs its 50-day average ($47.69) and +6.8% vs its 200-day average ($44.07).
- 52-week range $34.10–$49.62; today's close sits at 83% of that range, 5.2% below the 52-week high.
UBSI latest news & SEC filings
Every SEC filing by or about UBSI in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Sep 2, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Nesselroad Mark R sold 3,200 shares at $46.42 (≈$148.54K) on Sep 1, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 1, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 31, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Aug 24, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 8.01 — Reported other events the company considers important.
Aug 7, 2026 · 10-Q — Quarterly report (unaudited financial statements for the quarter)
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $131.38M (prior year $120.72M) (+8.8% vs Jun 30, 2025)
- Diluted EPS: $0.95 (prior year $0.85) (+11.8% vs Jun 30, 2025)
Aug 4, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Jul 30, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Jul 23, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade UBSI
- Last results release: Jul 23, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 22, 2026, Oct 23, 2025. Based on that rhythm, the next report is likely around Oct 22, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.81% (largest 1.8%). That is a relatively calm stock.
- Liquidity: about 1.14M shares (≈$52.91M) trade per day on average.
- 52-week position: $46.60 vs a range of $34.10–$49.62 (81% of the range).
- Dividends: last ex-dividend date Sep 11, 2026 ($0.38/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 1 open-market buys, 1 sales; latest: Mark R Nesselroad sold 3,200 shares on Sep 1, 2026.
- Latest filings: 8-K Aug 24, 2026; 10-Q Aug 7, 2026; 8-K Jul 23, 2026.
- Share count: 136.21M shares outstanding (Jul 31, 2026), -3.8% vs a year earlier — the company has been reducing its share count.
- Listing: Nasdaq · industry: State Commercial Banks.
UBSI market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 46.27 | 46.74 | 45.90 | 46.60 | 1.19M |
| Oct 14, 2026 | 45.27 | 45.87 | 45.02 | 45.78 | 1.13M |
| Oct 13, 2026 | 46.21 | 46.30 | 45.40 | 45.68 | 771.20K |
| Oct 12, 2026 | 45.57 | 46.10 | 45.44 | 45.88 | 602.90K |
| Oct 9, 2026 | 45.70 | 45.70 | 45.20 | 45.46 | 597.50K |
| Oct 8, 2026 | 45.20 | 45.89 | 45.04 | 45.70 | 873.00K |
| Oct 7, 2026 | 45.71 | 45.88 | 45.02 | 45.34 | 1.18M |
| Oct 6, 2026 | 46.50 | 46.73 | 45.99 | 46.06 | 777.30K |
| Oct 5, 2026 | 47.11 | 47.11 | 46.32 | 46.43 | 1.31M |
| Oct 2, 2026 | 46.81 | 47.31 | 46.63 | 47.04 | 1.17M |
| Oct 1, 2026 | 45.83 | 46.46 | 45.10 | 46.40 | 1.21M |
| Sep 30, 2026 | 46.19 | 46.54 | 45.65 | 45.94 | 1.13M |
| Sep 29, 2026 | 46.72 | 46.97 | 45.94 | 46.15 | 1.04M |
| Sep 28, 2026 | 46.93 | 46.95 | 46.61 | 46.72 | 953.00K |
| Sep 25, 2026 | 46.67 | 47.21 | 46.67 | 46.86 | 1.44M |
| Sep 24, 2026 | 46.42 | 46.66 | 46.04 | 46.53 | 1.00M |
| Sep 23, 2026 | 46.35 | 46.78 | 46.15 | 46.22 | 953.70K |
| Sep 22, 2026 | 46.86 | 47.15 | 46.49 | 46.53 | 1.23M |
| Sep 21, 2026 | 47.10 | 47.45 | 46.74 | 46.76 | 1.17M |
| Sep 18, 2026 | 46.99 | 47.31 | 46.57 | 47.11 | 2.97M |
About United Bankshares
United Bankshares (UBSI) is listed on the Nasdaq and classified by the SEC under “State Commercial Banks”. Its business address is in CHARLESTON, WV. State of incorporation: WV. Fiscal year ends December 31. SEC CIK 729986.
UBSI board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Richard M Jr Adams | Chief Executive Officer | Feb 25, 2026 |
| Richard M Sr Adams | Executive Chairman | Feb 25, 2026 |
| Peter A Converse | Director | Feb 20, 2026 |
| Charles L. Jr Capito | Director | Feb 20, 2026 |
| Sara Dumond | Director | Feb 20, 2026 |
| Michael P Fitzgerald | Director | Feb 11, 2026 |
| Patrice A Harris | Director | Feb 20, 2026 |
| Diana Lewis Jackson | Director | Feb 20, 2026 |
| J Paul Mcnamara | Director | Feb 23, 2026 |
| Mark R Nesselroad | Director | Sep 2, 2026 |
| Lacy I Iii Rice | Director | Feb 20, 2026 |
| Albert H Jr Small | Director | Feb 20, 2026 |
| P Clinton Winter | Director | Aug 31, 2026 |
| Mary K Weddle | Director | Feb 20, 2026 |
| Gary G White | Director | Feb 23, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Richard M Jr Adams | Chief Executive Officer | Feb 25, 2026 |
| Richard M Sr Adams | Executive Chairman | Feb 25, 2026 |
| James J Jr Consagra | Chief Operating Officer | Feb 25, 2026 |
| Ross M Draber | Executive Vice President | Feb 25, 2026 |
| Douglas Bryan Ernest | Executive Vice-President | Feb 25, 2026 |
| Julie R Gurtis | Executive Vice President | Feb 25, 2026 |
| Matthew L Humphrey | Executive Vice President | Feb 25, 2026 |
| Henry M Jr Kayes | EVP | Feb 25, 2026 |
| Charles J. Mildren | Executive Vice President | Feb 25, 2026 |
| Michael Proctor | Executive Vice President | Feb 25, 2026 |
| Anna J Schultheis | Executive Vice President | Feb 25, 2026 |
| Ami L Shaver | Executive Vice President | Feb 25, 2026 |
| William Mark Tatterson | Executive Vice President | Feb 25, 2026 |
| Darren K Williams | Executive Vice-President | Feb 25, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 1, 2026 | Mark R Nesselroad | Sale | 3,200 | $46.42 |
| Jan 28, 2026 | Lacy I Iii Rice | Buy | 101 | $41.59 |
UBSI financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | — | $464.60M | 3.27 | $498.91M |
| Dec 31, 2024 | — | $373.00M | 2.75 | $445.45M |
| Dec 31, 2023 | — | $366.31M | 2.71 | $435.24M |
| Dec 31, 2022 | $311.96M | $379.63M | 2.80 | $760.82M |
| Dec 31, 2021 | $330.96M | $367.74M | 2.83 | $609.54M |
Latest balance sheet: total assets $33.75B, total liabilities $28.24B, cash $1.67B (as of Jun 30, 2026).
UBSI earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 23, 2026 | 8-K Item 2.02 (results) | $47.36 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $43.91 |
| Jan 22, 2026 | 8-K Item 2.02 (results) | $42.75 |
| Oct 23, 2025 | 8-K Item 2.02 (results) | $35.15 |
| Jul 24, 2025 | 8-K Item 2.02 (results) | $36.59 |
| Apr 24, 2025 | 8-K Item 2.02 (results) | $34.46 |
| Jan 24, 2025 | 8-K Item 2.02 (results) | $38.40 |
| Oct 24, 2024 | 8-K Item 2.02 (results) | $37.19 |
| Jul 25, 2024 | 8-K Item 2.02 (results) | — |
| Apr 25, 2024 | 8-K Item 2.02 (results) | — |
| Jan 26, 2024 | 8-K Item 2.02 (results) | — |
| Oct 25, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.