Nbt Bancorp (NBTB) Latest Stock Analysis Report – Oct 15, 2026, 4:00 PM ET
Updated Oct 15, 2026, 4:00 PM ET
- Closed at $50.71, +1.06% vs the prior close of $50.18.
- Volume 253.40K shares, 0.8x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
NBTB rises 1.1% to $50.71. Closed at $50.71, +1.06% vs the prior close of $50.18. Day range $50.31–$51.02, opened at $50.56.
NBTB daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 15, 2026 — NBTB rises 1.1% to $50.71
- Closed at $50.71, +1.06% vs the prior close of $50.18. Day range $50.31–$51.02, opened at $50.56.
- Volume was 253.40K shares, 0.8x its 50-day average of 305.56K.
- Price is -1.6% vs its 50-day average ($51.51) and +7.5% vs its 200-day average ($47.16).
- 52-week range $39.44–$54.50; today's close sits at 75% of that range, 7.0% below the 52-week high.
Oct 14, 2026 — NBTB ends flat (-0.0%) to $50.18
- Closed at $50.18, -0.02% vs the prior close of $50.19. Day range $49.30–$50.43, opened at $49.50.
- Volume was 380.90K shares, 1.2x its 50-day average of 307.35K.
- Price is -2.7% vs its 50-day average ($51.56) and +6.5% vs its 200-day average ($47.12).
- 52-week range $39.44–$54.50; today's close sits at 71% of that range, 7.9% below the 52-week high.
Oct 13, 2026 — NBTB dips 0.4% to $50.19
- Closed at $50.19, -0.40% vs the prior close of $50.39. Day range $49.91–$50.88, opened at $50.68.
- Volume was 206.10K shares, 0.7x its 50-day average of 313.65K.
- Price is -2.8% vs its 50-day average ($51.63) and +6.6% vs its 200-day average ($47.08).
- 52-week range $39.20–$54.50; today's close sits at 72% of that range, 7.9% below the 52-week high.
Oct 12, 2026 — NBTB rises 0.7% to $50.39
- Closed at $50.39, +0.66% vs the prior close of $50.06. Day range $50.06–$50.72, opened at $50.06.
- Volume was 227.80K shares, 0.7x its 50-day average of 318.23K.
- Price is -2.5% vs its 50-day average ($51.69) and +7.1% vs its 200-day average ($47.05).
- 52-week range $39.20–$54.50; today's close sits at 73% of that range, 7.5% below the 52-week high.
Oct 9, 2026 — NBTB dips 0.9% to $50.06, a 3-month low
- Closed at $50.06, -0.93% vs the prior close of $50.53. Day range $50.02–$50.48, opened at $50.43.
- Volume was 206.70K shares, 0.6x its 50-day average of 322.24K.
- Price is -3.2% vs its 50-day average ($51.73) and +6.5% vs its 200-day average ($47.01).
- 52-week range $39.20–$54.50; today's close sits at 71% of that range, 8.1% below the 52-week high.
Oct 8, 2026 — NBTB rises 0.7% to $50.53
- Closed at $50.53, +0.70% vs the prior close of $50.18. Day range $49.94–$50.72, opened at $50.18.
- Volume was 319.30K shares, 1.0x its 50-day average of 330.90K.
- Price is -2.4% vs its 50-day average ($51.79) and +7.6% vs its 200-day average ($46.97).
- 52-week range $39.20–$54.50; today's close sits at 74% of that range, 7.3% below the 52-week high.
Oct 7, 2026 — NBTB dips 1.0% to $50.18, 3 down days in a row
- Closed at $50.18, -0.97% vs the prior close of $50.67. Day range $49.85–$50.38, opened at $50.14.
- Volume was 407.80K shares, 1.2x its 50-day average of 332.18K.
- Price is -3.2% vs its 50-day average ($51.86) and +6.9% vs its 200-day average ($46.94).
- 52-week range $39.20–$54.50; today's close sits at 72% of that range, 7.9% below the 52-week high.
- That makes 3 straight losses.
Oct 6, 2026 — NBTB dips 0.5% to $50.67
- Closed at $50.67, -0.55% vs the prior close of $50.95. Day range $50.34–$51.36, opened at $51.17.
- Volume was 270.10K shares, 0.8x its 50-day average of 336.21K.
- Price is -2.4% vs its 50-day average ($51.93) and +8.0% vs its 200-day average ($46.91).
- 52-week range $39.20–$54.50; today's close sits at 75% of that range, 7.0% below the 52-week high.
Oct 5, 2026 — NBTB dips 1.1% to $50.95
- Closed at $50.95, -1.13% vs the prior close of $51.53. Day range $50.73–$51.52, opened at $51.52.
- Volume was 422.30K shares, 1.3x its 50-day average of 335.94K.
- Price is -2.0% vs its 50-day average ($51.97) and +8.7% vs its 200-day average ($46.88).
- 52-week range $39.20–$54.50; today's close sits at 77% of that range, 6.5% below the 52-week high.
Oct 2, 2026 — NBTB rises 1.6% to $51.53
- Closed at $51.53, +1.56% vs the prior close of $50.74. Day range $51.02–$51.83, opened at $51.26.
- Volume was 385.80K shares, 1.1x its 50-day average of 337.20K.
- Price is -0.9% vs its 50-day average ($52.00) and +10.0% vs its 200-day average ($46.84).
- 52-week range $39.20–$54.50; today's close sits at 81% of that range, 5.4% below the 52-week high.
NBTB latest news & SEC filings
Every SEC filing by or about NBTB in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · 3 — Initial insider ownership statement (Form 3)
Initial insider ownership statement (Form 3) — a new director, officer or 10% owner disclosed their holdings
Sep 21, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Sep 8, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
Aug 7, 2026 · 10-Q — Quarterly report (unaudited financial statements for the quarter)
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Net income: $53.03M (prior year $22.51M) (+135.6% vs Jun 30, 2025)
- Diluted EPS: $1.02 (prior year $0.44) (+131.8% vs Jun 30, 2025)
Aug 7, 2026 · SCHEDULE 13G — Passive stake (13G)
Passive stake (13G) — an investor reported owning more than 5%
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Jul 30, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Mahoney Ruth H sold 4,500 shares at $54.30 (≈$244.35K) on Jul 29, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 30, 2026 · 4 — Insider trade report (Form 4)
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Halliday Sarah A sold 9,000 shares at $54.04 (≈$486.36K) on Jul 29, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Jul 29, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Jul 29, 2026 · 144 — Notice of proposed sale (Form 144)
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Jul 27, 2026 · 8-K — Current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jun 24, 2026 · 11-K — Annual report for an employee stock plan
Annual report for an employee stock plan
Things to know before you trade NBTB
- Last results release: Jul 27, 2026 (8-K Item 2.02). Previous ones: Apr 23, 2026, Jan 26, 2026, Oct 27, 2025. Based on that rhythm, the next report is likely around Oct 26, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 0.81% (largest 1.6%). That is a relatively calm stock.
- Liquidity: about 359.95K shares (≈$18.25M) trade per day on average.
- 52-week position: $50.71 vs a range of $39.44–$54.50 (75% of the range).
- Dividends: last ex-dividend date Sep 1, 2026 ($0.4/share); 4 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 5 open-market buys, 8 sales; latest: Ruth H Mahoney sold 4,500 shares on Jul 29, 2026.
- Latest filings: 8-K Sep 21, 2026; 8-K Sep 8, 2026; 10-Q Aug 7, 2026.
- Share count: 51.96M shares outstanding (Jul 31, 2026), -0.8% vs a year earlier.
- Listing: Nasdaq · industry: National Commercial Banks.
NBTB market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 15, 2026 | 50.56 | 51.02 | 50.31 | 50.71 | 253.40K |
| Oct 14, 2026 | 49.50 | 50.43 | 49.30 | 50.18 | 380.90K |
| Oct 13, 2026 | 50.68 | 50.88 | 49.91 | 50.19 | 206.10K |
| Oct 12, 2026 | 50.06 | 50.72 | 50.06 | 50.39 | 227.80K |
| Oct 9, 2026 | 50.43 | 50.48 | 50.02 | 50.06 | 206.70K |
| Oct 8, 2026 | 50.18 | 50.72 | 49.94 | 50.53 | 319.30K |
| Oct 7, 2026 | 50.14 | 50.38 | 49.85 | 50.18 | 407.80K |
| Oct 6, 2026 | 51.17 | 51.36 | 50.34 | 50.67 | 270.10K |
| Oct 5, 2026 | 51.52 | 51.52 | 50.73 | 50.95 | 422.30K |
| Oct 2, 2026 | 51.26 | 51.83 | 51.02 | 51.53 | 385.80K |
| Oct 1, 2026 | 49.93 | 50.77 | 49.46 | 50.74 | 466.80K |
| Sep 30, 2026 | 50.21 | 50.56 | 49.98 | 50.16 | 333.30K |
| Sep 29, 2026 | 50.80 | 51.11 | 50.00 | 50.22 | 308.70K |
| Sep 28, 2026 | 51.51 | 51.69 | 50.75 | 50.82 | 459.40K |
| Sep 25, 2026 | 51.29 | 51.70 | 51.17 | 51.57 | 388.80K |
| Sep 24, 2026 | 50.74 | 51.31 | 50.44 | 51.13 | 326.20K |
| Sep 23, 2026 | 50.87 | 51.00 | 50.42 | 50.48 | 264.70K |
| Sep 22, 2026 | 51.25 | 51.54 | 50.69 | 50.85 | 344.60K |
| Sep 21, 2026 | 51.52 | 51.82 | 51.14 | 51.22 | 342.60K |
| Sep 18, 2026 | 51.15 | 51.81 | 50.82 | 51.51 | 883.80K |
About Nbt Bancorp
Nbt Bancorp (NBTB) is listed on the Nasdaq and classified by the SEC under “National Commercial Banks”. Its business address is in NORWICH, NY. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 790359.
NBTB board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Johanna R Ames | Director | May 21, 2026 |
| Jason David Brown | Director | May 21, 2026 |
| Richard J Jr Cantele | Director | May 21, 2026 |
| Timothy E Delaney | Director | May 21, 2026 |
| Martin A Dietrich | Director | May 21, 2026 |
| Heidi M Hoeller | Director | Jun 12, 2026 |
| Andrew S Iii Kowalczyk | Director | May 22, 2026 |
| David J Nasca | Director | May 21, 2026 |
| V Daniel Ii Robinson | Director | May 21, 2026 |
| Matthew J Salanger | Director | May 21, 2026 |
| John H Jr Watt | Director | Jun 10, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Annette L Burns | EVP & Chief Financial Officer | Mar 25, 2026 |
| Sarah A Halliday | EVP/Chief Comm Innovation Off | Jul 30, 2026 |
| Shaunastar Hyle | EVP, Retail Community Banking | Mar 25, 2026 |
| Scott Allen Kingsley | President & CEO NBT Bancorp | Mar 25, 2026 |
| Ruth H Mahoney | EVP/President of Wealth Mgmt | Jul 30, 2026 |
| Joseph P Sergienko | Chief Risk Officer | Jun 8, 2026 |
| Cynthia A Smaniotto | EVP, Chief HR Officer | May 18, 2026 |
| Martin Randolph Sparks | EVP,General Counsel,Secretary | Jun 12, 2026 |
| Joseph R Stagliano | SEVP & President of NBT Bank | Mar 25, 2026 |
| Alfred V Testa | EVP/President Comm Banking | May 21, 2026 |
| Hamblett Tara Flynn Trafton | Chief Credit Officer | Jun 8, 2026 |
| Amy Wiles | EVP, Chief Risk and Credit | May 18, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Jul 29, 2026 | Ruth H Mahoney | Sale | 4,500 | $54.30 |
| Jul 29, 2026 | Sarah A Halliday | Sale | 9,000 | $54.04 |
| Jun 12, 2026 | Martin Randolph Sparks | Sale | 1,200 | $48.04 |
| Jun 12, 2026 | Heidi M Hoeller | Sale | 2,100 | $48.04 |
| Jun 9, 2026 | John H Jr Watt | Sale | 21,000 | $47.42 |
| Jun 5, 2026 | Ruth H Mahoney | Sale | 5,000 | $46.60 |
| Mar 13, 2026 | Martin Randolph Sparks | Sale | 2,400 | $41.30 |
| Feb 17, 2026 | Amy Wiles | Sale | 4,435 | $45.72 |
| Jan 28, 2026 | Timothy E Delaney | Buy | 22,730 | $42.97 |
| Jan 28, 2026 | Timothy E Delaney | Buy | 22,730 | $42.97 |
| Nov 6, 2025 | Timothy E Delaney | Buy | 2,500 | $40.90 |
| Nov 6, 2025 | Timothy E Delaney | Buy | 7,500 | $41.00 |
| Oct 31, 2025 | Timothy E Delaney | Buy | 2,000 | $40.50 |
NBTB financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $182.95M | $169.24M | 3.33 | $235.22M |
| Dec 31, 2024 | $165.71M | $140.64M | 2.97 | $188.57M |
| Dec 31, 2023 | $144.74M | $118.78M | 2.65 | $157.46M |
| Dec 31, 2022 | $150.66M | $152.00M | 3.52 | $183.22M |
| Dec 31, 2021 | $151.01M | $154.88M | 3.54 | $159.19M |
Latest balance sheet: total assets $16.21B, total liabilities $14.27B, cash $1.35B (as of Jun 30, 2026).
NBTB earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Jul 27, 2026 | 8-K Item 2.02 (results) | $52.52 |
| Apr 23, 2026 | 8-K Item 2.02 (results) | $45.29 |
| Jan 26, 2026 | 8-K Item 2.02 (results) | $43.91 |
| Oct 27, 2025 | 8-K Item 2.02 (results) | $40.74 |
| Jul 28, 2025 | 8-K Item 2.02 (results) | $41.47 |
| Apr 24, 2025 | 8-K Item 2.02 (results) | $42.36 |
| Jan 27, 2025 | 8-K Item 2.02 (results) | $48.70 |
| Oct 28, 2024 | 8-K Item 2.02 (results) | $45.18 |
| Jul 22, 2024 | 8-K Item 2.02 (results) | — |
| Apr 22, 2024 | 8-K Item 2.02 (results) | — |
| Jan 23, 2024 | 8-K Item 2.02 (results) | — |
| Oct 24, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 15, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.