Heritage Insurance (HRTG) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $35.77, -2.29% vs the prior close of $36.61.
- Volume 279.05K shares, 1.0x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
HRTG dips 2.3% to $35.77. Closed at $35.77, -2.29% vs the prior close of $36.61. Day range $35.63–$36.97, opened at $36.26.
HRTG daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — HRTG dips 2.3% to $35.77
- Closed at $35.77, -2.29% vs the prior close of $36.61. Day range $35.63–$36.97, opened at $36.26.
- Volume was 279.05K shares, 1.0x its 50-day average of 285.66K.
- Price is +4.7% vs its 50-day average ($34.17) and +27.1% vs its 200-day average ($28.14).
- 52-week range $20.48–$37.30; today's close sits at 91% of that range, 4.1% below the 52-week high.
Oct 15, 2026 — HRTG rises 0.9% to $36.61, a 52-week high, 4 up days in a row
- Closed at $36.61, +0.88% vs the prior close of $36.29. Day range $36.33–$37.30, opened at $36.82.
- Volume was 171.00K shares, 0.6x its 50-day average of 287.90K — lighter than usual.
- Price is +7.2% vs its 50-day average ($34.16) and +30.3% vs its 200-day average ($28.11).
- 52-week range $20.48–$37.30; today's close sits at 96% of that range, 1.8% below the 52-week high.
- That makes 4 straight gains.
Oct 14, 2026 — HRTG ends flat (+0.2%) to $36.29, a 52-week high, 3 up days in a row
- Closed at $36.29, +0.22% vs the prior close of $36.21. Day range $35.11–$36.31, opened at $35.99.
- Volume was 181.90K shares, 0.6x its 50-day average of 290.28K.
- Price is +6.6% vs its 50-day average ($34.03) and +29.3% vs its 200-day average ($28.07).
- 52-week range $20.48–$36.50; today's close sits at 99% of that range, 0.6% below the 52-week high.
- That makes 3 straight gains.
Oct 13, 2026 — HRTG rises 2.3% to $36.21, a 52-week high
- Closed at $36.21, +2.35% vs the prior close of $35.38. Day range $35.28–$36.35, opened at $35.52.
- Volume was 226.70K shares, 0.8x its 50-day average of 293.19K.
- Price is +6.8% vs its 50-day average ($33.90) and +29.2% vs its 200-day average ($28.04).
- 52-week range $20.48–$36.50; today's close sits at 98% of that range, 0.8% below the 52-week high.
Oct 12, 2026 — HRTG rises 1.6% to $35.38
- Closed at $35.38, +1.58% vs the prior close of $34.83. Day range $35.12–$35.56, opened at $35.12.
- Volume was 167.70K shares, 0.6x its 50-day average of 294.51K — lighter than usual.
- Price is +4.7% vs its 50-day average ($33.78) and +26.3% vs its 200-day average ($28.00).
- 52-week range $20.48–$36.50; today's close sits at 93% of that range, 3.1% below the 52-week high.
Oct 9, 2026 — HRTG dips 1.1% to $34.83
- Closed at $34.83, -1.14% vs the prior close of $35.23. Day range $34.71–$35.57, opened at $35.23.
- Volume was 147.50K shares, 0.5x its 50-day average of 307.01K — lighter than usual.
- Price is +3.5% vs its 50-day average ($33.66) and +24.5% vs its 200-day average ($27.98).
- 52-week range $20.48–$36.50; today's close sits at 90% of that range, 4.6% below the 52-week high.
Oct 8, 2026 — HRTG rises 2.0% to $35.23, 3 up days in a row
- Closed at $35.23, +2.00% vs the prior close of $34.54. Day range $34.22–$35.30, opened at $34.36.
- Volume was 298.00K shares, 1.0x its 50-day average of 306.05K.
- Price is +5.0% vs its 50-day average ($33.56) and +26.0% vs its 200-day average ($27.95).
- 52-week range $20.48–$36.50; today's close sits at 92% of that range, 3.5% below the 52-week high.
- That makes 3 straight gains.
Oct 7, 2026 — HRTG rises 1.1% to $34.54
- Closed at $34.54, +1.08% vs the prior close of $34.17. Day range $32.86–$34.86, opened at $33.91.
- Volume was 161.40K shares, 0.5x its 50-day average of 309.41K — lighter than usual.
- Price is +3.2% vs its 50-day average ($33.46) and +23.7% vs its 200-day average ($27.92).
- 52-week range $20.48–$36.50; today's close sits at 88% of that range, 5.4% below the 52-week high.
Oct 6, 2026 — HRTG rises 0.5% to $34.17
- Closed at $34.17, +0.53% vs the prior close of $33.99. Day range $33.89–$34.66, opened at $34.16.
- Volume was 135.10K shares, 0.4x its 50-day average of 311.65K — lighter than usual.
- Price is +2.4% vs its 50-day average ($33.36) and +22.5% vs its 200-day average ($27.90).
- 52-week range $20.48–$36.50; today's close sits at 85% of that range, 6.4% below the 52-week high.
Oct 5, 2026 — HRTG ends flat (+0.0%) to $33.99
- Closed at $33.99, +0.00% vs the prior close of $33.99. Day range $33.89–$34.47, opened at $34.00.
- Volume was 245.50K shares, 0.8x its 50-day average of 311.36K.
- Price is +2.2% vs its 50-day average ($33.25) and +21.9% vs its 200-day average ($27.87).
- 52-week range $20.48–$36.50; today's close sits at 84% of that range, 6.9% below the 52-week high.
Oct 2, 2026 — HRTG rises 0.5% to $33.99
- Closed at $33.99, +0.47% vs the prior close of $33.83. Day range $33.82–$34.34, opened at $33.90.
- Volume was 201.70K shares, 0.6x its 50-day average of 312.16K.
- Price is +2.6% vs its 50-day average ($33.13) and +22.1% vs its 200-day average ($27.85).
- 52-week range $20.48–$36.50; today's close sits at 84% of that range, 6.9% below the 52-week high.
HRTG latest news & SEC filings
Every SEC filing by or about HRTG in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Sep 25, 2026 · Form SCHEDULE 13G/A — Update to a passive 5%+ stake (13G)
Update to a passive 5%+ stake (13G)
Filed by an outside investor (not the company). It reports a holding of more than 5% of a share class; percentage and holder name are in the filing.
Sep 22, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Johns Timothy E sold 3,500 shares at $34.74 (≈$121.58K) on Sep 18, 2026; now holds 21,938
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 18, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 16, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Garateix Ernie J sold 2,500 shares at $35.25 (≈$88.14K) on Sep 14, 2026; now holds 1,035,955
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 14, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Sep 11, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Binnun Sharon sold 6,565 shares at $33.82 (≈$222.03K) on Sep 9, 2026
- Binnun Sharon sold 6,565 shares at $33.82 (≈$222.03K) on Sep 9, 2026
- Binnun Sharon sold 6,565 shares at $33.82 (≈$222.03K) on Sep 9, 2026
- Binnun Sharon sold 6,565 shares at $33.82 (≈$222.03K) on Sep 9, 2026
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 9, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 7, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $214.19M (prior year $208.03M) (+3.0% vs Jun 30, 2025)
- Net income: $61.71M (prior year $48.02M) (+28.5% vs Jun 30, 2025)
- Diluted EPS: $2.05 (prior year $1.55) (+32.3% vs Jun 30, 2025)
Aug 5, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Things to know before you trade HRTG
- Last results release: Aug 5, 2026 (8-K Item 2.02). Previous ones: May 7, 2026, Mar 9, 2026, Feb 23, 2026. Based on that rhythm, the next report is likely around Nov 4, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.05% (largest 2.3%).
- Liquidity: about 241.02K shares (≈$8.62M) trade per day on average.
- 52-week position: $35.77 vs a range of $20.48–$37.30 (91% of the range).
- Dividends: no cash dividends in the last 2 years.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 0 open-market buys, 25 sales; latest: Timothy E Johns sold 3,500 shares on Sep 18, 2026.
- Latest filings: 10-Q Aug 7, 2026; 8-K Aug 5, 2026; 8-K Jun 11, 2026.
- Share count: 29.73M shares outstanding (Aug 2, 2026), -4.1% vs a year earlier — the company has been reducing its share count.
- Listing: NYSE · industry: Fire, Marine & Casualty Insurance.
HRTG market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 36.26 | 36.97 | 35.63 | 35.77 | 279.05K |
| Oct 15, 2026 | 36.82 | 37.30 | 36.33 | 36.61 | 171.00K |
| Oct 14, 2026 | 35.99 | 36.31 | 35.11 | 36.29 | 181.90K |
| Oct 13, 2026 | 35.52 | 36.35 | 35.28 | 36.21 | 226.70K |
| Oct 12, 2026 | 35.12 | 35.56 | 35.12 | 35.38 | 167.70K |
| Oct 9, 2026 | 35.23 | 35.57 | 34.71 | 34.83 | 147.50K |
| Oct 8, 2026 | 34.36 | 35.30 | 34.22 | 35.23 | 298.00K |
| Oct 7, 2026 | 33.91 | 34.86 | 32.86 | 34.54 | 161.40K |
| Oct 6, 2026 | 34.16 | 34.66 | 33.89 | 34.17 | 135.10K |
| Oct 5, 2026 | 34.00 | 34.47 | 33.89 | 33.99 | 245.50K |
| Oct 2, 2026 | 33.90 | 34.34 | 33.82 | 33.99 | 201.70K |
| Oct 1, 2026 | 33.31 | 34.17 | 33.31 | 33.83 | 466.30K |
| Sep 30, 2026 | 33.34 | 33.45 | 32.91 | 33.15 | 432.80K |
| Sep 29, 2026 | 32.96 | 33.63 | 32.96 | 33.49 | 316.80K |
| Sep 28, 2026 | 33.41 | 33.71 | 33.09 | 33.26 | 169.10K |
| Sep 25, 2026 | 33.41 | 33.46 | 32.76 | 33.27 | 332.60K |
| Sep 24, 2026 | 33.18 | 33.69 | 33.01 | 33.18 | 223.80K |
| Sep 23, 2026 | 33.30 | 33.54 | 32.71 | 33.07 | 248.30K |
| Sep 22, 2026 | 34.15 | 34.33 | 33.43 | 33.50 | 238.30K |
| Sep 21, 2026 | 34.64 | 34.92 | 34.07 | 34.15 | 176.90K |
About Heritage Insurance
Heritage Insurance (HRTG) is listed on the NYSE and classified by the SEC under “Fire, Marine & Casualty Insurance”. Its business address is in TAMPA, FL. State of incorporation: DE. Fiscal year ends —. SEC CIK 1598665.
HRTG board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Panagiotis Apostolou | Director | Jun 12, 2026 |
| Irini Barlas | Director | Jun 12, 2026 |
| Ernie J Garateix | Chief Executive Officer | Sep 16, 2026 |
| Joseph Vattamattam | Director | Jun 12, 2026 |
| Paul L Whiting | Director | Jun 12, 2026 |
| Richard A Widdicombe | Chairman | Jun 12, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Sharon Binnun | Chief Accounting Officer | Sep 11, 2026 |
| Ernie J Garateix | Chief Executive Officer | Sep 16, 2026 |
| Timothy E Johns | See Remarks | Sep 22, 2026 |
| Kirk Lusk | Chief Financial Officer | Aug 19, 2026 |
| Timothy Moura | See Remarks | Aug 12, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 18, 2026 | Timothy E Johns | Sale | 3,500 | $34.74 |
| Sep 18, 2026 | Timothy E Johns | Sale | 3,500 | $34.74 |
| Sep 18, 2026 | Timothy E Johns | Sale | 3,500 | $34.74 |
| Sep 18, 2026 | Timothy E Johns | Sale | 3,500 | $34.74 |
| Sep 14, 2026 | Ernie J Garateix | Sale | 2,500 | $35.25 |
| Sep 14, 2026 | Ernie J Garateix | Sale | 2,500 | $35.25 |
| Sep 14, 2026 | Ernie J Garateix | Sale | 2,500 | $35.25 |
| Sep 14, 2026 | Ernie J Garateix | Sale | 2,500 | $35.25 |
| Sep 9, 2026 | Sharon Binnun | Sale | 6,565 | $33.82 |
| Sep 9, 2026 | Sharon Binnun | Sale | 6,565 | $33.82 |
| Sep 9, 2026 | Sharon Binnun | Sale | 6,565 | $33.82 |
| Sep 9, 2026 | Sharon Binnun | Sale | 6,565 | $33.82 |
| Sep 3, 2026 | Ernie J Garateix | Sale | 2,500 | $35.10 |
| Sep 3, 2026 | Ernie J Garateix | Sale | 2,500 | $35.10 |
| Sep 3, 2026 | Ernie J Garateix | Sale | 2,500 | $35.10 |
HRTG financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $847.33M | $195.59M | 6.32 | $182.24M |
| Dec 31, 2024 | $816.99M | $61.54M | 2.01 | $87.09M |
| Dec 31, 2023 | $735.50M | $45.31M | 1.73 | $70.42M |
| Dec 31, 2022 | $662.46M | $-154.36M | -5.86 | $-34.26M |
| Dec 31, 2021 | $631.56M | $-74.73M | -2.69 | $60.13M |
Latest balance sheet: total assets $2.45B, total liabilities $1.88B, cash $587.60M (as of Jun 30, 2026).
HRTG earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 5, 2026 | 8-K Item 2.02 (results) | $30.23 |
| May 7, 2026 | 8-K Item 2.02 (results) | $28.03 |
| Mar 9, 2026 | 8-K Item 2.02 (results) | $27.09 |
| Feb 23, 2026 | 8-K Item 2.02 (results) | $23.46 |
| Nov 5, 2025 | 8-K Item 2.02 (results) | $24.76 |
| Aug 5, 2025 | 8-K Item 2.02 (results) | $21.66 |
| May 6, 2025 | 8-K Item 2.02 (results) | $19.83 |
| Mar 11, 2025 | 8-K Item 2.02 (results) | $11.88 |
| Jan 29, 2025 | 8-K Item 2.02 (results) | $11.37 |
| Nov 7, 2024 | 8-K Item 2.02 (results) | $11.60 |
| Oct 23, 2024 | 8-K Item 2.02 (results) | $11.64 |
| Aug 6, 2024 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.