American Coastal Insurance (ACIC) Stock Analysis & Price (Updated Oct 16, 2026, 4:00 PM ET)
Updated Oct 16, 2026, 4:00 PM ET
- Closed at $11.10, +1.37% vs the prior close of $10.95.
- Volume 349.92K shares, 1.2x its 50-day average.
- No new SEC filings since the prior session.
- No new insider buys or sales reported since the prior session.
ACIC rises 1.4% to $11.10, a 3-month high. Closed at $11.10, +1.37% vs the prior close of $10.95. Day range $10.50–$11.28, opened at $10.97.
ACIC daily analysis — what happened
A plain-English, data-only note written after every US trading day. Newest first; older days stay archived below.
Oct 16, 2026 — ACIC rises 1.4% to $11.10, a 3-month high
- Closed at $11.10, +1.37% vs the prior close of $10.95. Day range $10.50–$11.28, opened at $10.97.
- Volume was 349.92K shares, 1.2x its 50-day average of 293.93K.
- Price is +16.2% vs its 50-day average ($9.55) and +3.8% vs its 200-day average ($10.70).
- 52-week range $9.01–$13.06; today's close sits at 52% of that range, 15.0% below the 52-week high.
Oct 15, 2026 — ACIC jumps 4.0% to $10.95, a 1-month high on 1.9x normal volume
- Closed at $10.95, +3.99% vs the prior close of $10.53. Day range $10.72–$11.10, opened at $10.73.
- Volume was 552.50K shares, 1.9x its 50-day average of 287.75K — unusually heavy trading.
- Price is +14.8% vs its 50-day average ($9.53) and +2.3% vs its 200-day average ($10.70).
- 52-week range $9.01–$13.06; today's close sits at 48% of that range, 16.2% below the 52-week high.
Oct 14, 2026 — ACIC dips 0.9% to $10.53
- Closed at $10.53, -0.94% vs the prior close of $10.63. Day range $10.24–$10.67, opened at $10.59.
- Volume was 482.30K shares, 1.7x its 50-day average of 282.51K.
- Price is +10.4% vs its 50-day average ($9.53) and -1.7% vs its 200-day average ($10.71).
- 52-week range $9.01–$13.06; today's close sits at 38% of that range, 19.4% below the 52-week high.
Oct 13, 2026 — ACIC jumps 4.9% to $10.63, a 1-month high on 2.6x normal volume
- Closed at $10.63, +4.94% vs the prior close of $10.13. Day range $10.23–$10.83, opened at $10.24.
- Volume was 718.00K shares, 2.6x its 50-day average of 273.12K — unusually heavy trading.
- Price is +11.4% vs its 50-day average ($9.54) and -0.9% vs its 200-day average ($10.72).
- 52-week range $9.01–$13.06; today's close sits at 40% of that range, 18.6% below the 52-week high.
Oct 12, 2026 — ACIC jumps 3.6% to $10.13, a 1-month high
- Closed at $10.13, +3.58% vs the prior close of $9.78. Day range $9.84–$10.15, opened at $9.85.
- Volume was 331.00K shares, 1.2x its 50-day average of 269.64K.
- Price is +6.1% vs its 50-day average ($9.55) and -5.6% vs its 200-day average ($10.73).
- 52-week range $9.01–$13.06; today's close sits at 28% of that range, 22.4% below the 52-week high.
Oct 9, 2026 — ACIC dips 0.5% to $9.78
- Closed at $9.78, -0.51% vs the prior close of $9.83. Day range $9.71–$9.88, opened at $9.75.
- Volume was 174.20K shares, 0.6x its 50-day average of 270.22K.
- Price is +2.3% vs its 50-day average ($9.56) and -9.0% vs its 200-day average ($10.74).
- 52-week range $9.01–$13.06; today's close sits at 19% of that range, 25.1% below the 52-week high.
Oct 8, 2026 — ACIC jumps 3.4% to $9.83, a 1-month high, 3 up days in a row
- Closed at $9.83, +3.36% vs the prior close of $9.51. Day range $9.49–$9.89, opened at $9.49.
- Volume was 269.30K shares, 1.0x its 50-day average of 272.15K.
- Price is +2.6% vs its 50-day average ($9.58) and -8.6% vs its 200-day average ($10.76).
- 52-week range $9.01–$13.06; today's close sits at 20% of that range, 24.7% below the 52-week high.
- That makes 3 straight gains.
Oct 7, 2026 — ACIC rises 1.0% to $9.51, a 1-month high
- Closed at $9.51, +0.96% vs the prior close of $9.42. Day range $9.40–$9.56, opened at $9.42.
- Volume was 247.10K shares, 0.9x its 50-day average of 274.86K.
- Price is -0.9% vs its 50-day average ($9.60) and -11.7% vs its 200-day average ($10.77).
- 52-week range $9.01–$13.06; today's close sits at 12% of that range, 27.2% below the 52-week high.
Oct 6, 2026 — ACIC rises 1.5% to $9.42
- Closed at $9.42, +1.51% vs the prior close of $9.28. Day range $9.25–$9.44, opened at $9.32.
- Volume was 200.50K shares, 0.7x its 50-day average of 275.03K.
- Price is -2.2% vs its 50-day average ($9.63) and -12.7% vs its 200-day average ($10.79).
- 52-week range $9.01–$13.06; today's close sits at 10% of that range, 27.9% below the 52-week high.
Oct 5, 2026 — ACIC dips 0.5% to $9.28
- Closed at $9.28, -0.54% vs the prior close of $9.33. Day range $9.20–$9.35, opened at $9.28.
- Volume was 261.10K shares, 1.0x its 50-day average of 274.42K.
- Price is -3.8% vs its 50-day average ($9.65) and -14.1% vs its 200-day average ($10.81).
- 52-week range $9.01–$13.06; today's close sits at 7% of that range, 28.9% below the 52-week high.
Oct 2, 2026 — ACIC rises 0.9% to $9.33
- Closed at $9.33, +0.86% vs the prior close of $9.25. Day range $9.21–$9.35, opened at $9.30.
- Volume was 195.30K shares, 0.7x its 50-day average of 275.08K.
- Price is -3.5% vs its 50-day average ($9.67) and -13.8% vs its 200-day average ($10.83).
- 52-week range $9.01–$13.06; today's close sits at 8% of that range, 28.6% below the 52-week high.
- SEC filings that day: 8-K.
ACIC latest news & SEC filings
Every SEC filing by or about ACIC in the last 120 days, explained in plain English. Updated daily, with a same-day refresh for new filings.
Oct 2, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 5.02 — Change in directors or officers (appointment, departure or pay).
Sep 25, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Adler Brooke sold 21,196 shares at $9.06 (≈$192.04K) on Sep 24, 2026; now holds 100,175
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 24, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Martz Brad bought 10,000 shares at $9.15 (≈$91.50K) on Sep 22, 2026; now holds 444,611
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Sep 24, 2026 · Form 144 — Planned insider sale
Notice of proposed sale (Form 144) — an insider or affiliate plans to sell restricted or control shares
A notice of intent, not a completed sale. Any actual sale by a director or officer shows up later on Form 4.
Aug 19, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
- Griffith Christopher sold 19,672 shares at $9.41 (≈$185.11K) on Aug 17, 2026
- Griffith Christopher sold 22,000 shares at $9.40 (≈$206.80K) on Aug 17, 2026
- Griffith Christopher sold 19,672 shares at $9.41 (≈$185.11K) on Aug 17, 2026
- Griffith Christopher sold 22,000 shares at $9.40 (≈$206.80K) on Aug 17, 2026
- Griffith Christopher sold 19,672 shares at $9.41 (≈$185.11K) on Aug 17, 2026
- Griffith Christopher sold 22,000 shares at $9.40 (≈$206.80K) on Aug 17, 2026
- …plus 2 more transaction lines in the filing.
Open-market purchases (P) and sales (S) are shown in colour; awards, exercises and tax withholding are routine pay-related moves. Many sales are pre-planned under 10b5-1 plans.
Aug 6, 2026 · Form 10-Q — Quarterly report
Quarterly report (unaudited financial statements for the quarter)
Quarter ended Jun 30, 2026:
- Revenue: $82.60M (prior year $86.47M) (-4.5% vs Jun 30, 2025)
- Net income: $21.90M (prior year $26.44M) (-17.2% vs Jun 30, 2025)
- Diluted EPS: $0.44 (prior year $0.53) (-17.0% vs Jun 30, 2025)
Aug 5, 2026 · Form 8-K — Major event / current report
Current report — a filing companies must make within 4 business days of a major event
- Item 2.02 — Reported results of operations (earnings release).
- Item 7.01 — Released information under Regulation FD (e.g. a presentation or press release).
This is a results-day filing: the earnings press release is attached as an exhibit.
Jul 17, 2026 · Form 4 — Insider trade
Insider trade report (Form 4) — a director, officer or 10%+ owner changed their holdings
Insider holdings update with no common-stock transactions in the table (often options or derivative awards only).
Things to know before you trade ACIC
- Last results release: Aug 5, 2026 (8-K Item 2.02). Previous ones: May 5, 2026, Feb 19, 2026, Nov 5, 2025. Based on that rhythm, the next report is likely around Nov 4, 2026 — an estimate, not a confirmed date.
- How much it moves: over the last 20 sessions the average daily move was 1.71% (largest 4.9%).
- Liquidity: about 328.77K shares (≈$3.65M) trade per day on average.
- 52-week position: $11.10 vs a range of $9.01–$13.06 (52% of the range).
- Dividends: last ex-dividend date Jan 2, 2026 ($0.75/share); 1 payments in the past 12 months.
- Splits: none in the last 2 years.
- Insider trades (Form 4, last 12 months, recent 25 shown): 13 open-market buys, 12 sales; latest: Brooke Adler sold 21,196 shares on Sep 24, 2026.
- Latest filings: 8-K Oct 2, 2026; 10-Q Aug 6, 2026; 8-K Aug 5, 2026.
- Share count: 48.46M shares outstanding (May 1, 2026), +0.2% vs a year earlier.
- Listing: Nasdaq · industry: Fire, Marine & Casualty Insurance.
ACIC market data (last 20 sessions)
| Date | Open | High | Low | Close | Volume |
|---|---|---|---|---|---|
| Oct 16, 2026 | 10.97 | 11.28 | 10.50 | 11.10 | 349.92K |
| Oct 15, 2026 | 10.73 | 11.10 | 10.72 | 10.95 | 552.50K |
| Oct 14, 2026 | 10.59 | 10.67 | 10.24 | 10.53 | 482.30K |
| Oct 13, 2026 | 10.24 | 10.83 | 10.23 | 10.63 | 718.00K |
| Oct 12, 2026 | 9.85 | 10.15 | 9.84 | 10.13 | 331.00K |
| Oct 9, 2026 | 9.75 | 9.88 | 9.71 | 9.78 | 174.20K |
| Oct 8, 2026 | 9.49 | 9.89 | 9.49 | 9.83 | 269.30K |
| Oct 7, 2026 | 9.42 | 9.56 | 9.40 | 9.51 | 247.10K |
| Oct 6, 2026 | 9.32 | 9.44 | 9.25 | 9.42 | 200.50K |
| Oct 5, 2026 | 9.28 | 9.35 | 9.20 | 9.28 | 261.10K |
| Oct 2, 2026 | 9.30 | 9.35 | 9.21 | 9.33 | 195.30K |
| Oct 1, 2026 | 9.04 | 9.29 | 9.04 | 9.25 | 250.40K |
| Sep 30, 2026 | 9.25 | 9.25 | 9.01 | 9.04 | 257.90K |
| Sep 29, 2026 | 9.27 | 9.34 | 9.14 | 9.24 | 203.40K |
| Sep 28, 2026 | 9.30 | 9.43 | 9.23 | 9.26 | 331.80K |
| Sep 25, 2026 | 9.45 | 9.45 | 9.21 | 9.40 | 405.30K |
| Sep 24, 2026 | 9.16 | 9.20 | 9.03 | 9.07 | 482.10K |
| Sep 23, 2026 | 9.21 | 9.30 | 9.08 | 9.11 | 231.30K |
| Sep 22, 2026 | 9.25 | 9.27 | 9.09 | 9.21 | 296.10K |
| Sep 21, 2026 | 9.25 | 9.29 | 9.15 | 9.19 | 335.90K |
About American Coastal Insurance
American Coastal Insurance (ACIC) is listed on the Nasdaq and classified by the SEC under “Fire, Marine & Casualty Insurance”. Its business address is in SAINT PETERSBURG, FL. State of incorporation: DE. Fiscal year ends December 31. SEC CIK 1401521.
ACIC board of directors & executives
From SEC Form 3/4/5 insider filings made in the last 12 months (date = latest filing).
Directors
| Name | Role | Latest filing |
|---|---|---|
| Gregory C Branch | Director | May 28, 2026 |
| Deirdre A Brown | Director | May 28, 2026 |
| Kern Michael Davis | Director | May 28, 2026 |
| Iii William H. Hood | Director | May 28, 2026 |
| Michael Hogan | Director | May 28, 2026 |
| Patrick Maroney | Director | May 28, 2026 |
| Alec Ii Poitevint | Director | May 28, 2026 |
| Daniel Peed | Director | May 28, 2026 |
| Kent G Whittemore | Director | May 28, 2026 |
Executive officers
| Name | Title | Latest filing |
|---|---|---|
| Brooke Adler | Secretary | Sep 25, 2026 |
| Svetlana Castle | Chief Financial Officer | May 14, 2026 |
| Troy J Crawford | Chief Underwriting Officer | Jul 17, 2026 |
| James Andy Gray | Chief Compliance/Risk Officer | May 14, 2026 |
| Christopher Griffith | Chief Operating Officer | Aug 19, 2026 |
| Brad Martz | President & CEO | Sep 24, 2026 |
Recent insider buys & sales
| Date | Insider | Type | Shares | Price |
|---|---|---|---|---|
| Sep 24, 2026 | Brooke Adler | Sale | 21,196 | $9.06 |
| Sep 24, 2026 | Brooke Adler | Sale | 21,196 | $9.06 |
| Sep 24, 2026 | Brooke Adler | Sale | 21,196 | $9.06 |
| Sep 24, 2026 | Brooke Adler | Sale | 21,196 | $9.06 |
| Sep 22, 2026 | Brad Martz | Buy | 10,000 | $9.15 |
| Sep 22, 2026 | Brad Martz | Buy | 10,000 | $9.15 |
| Sep 22, 2026 | Brad Martz | Buy | 10,000 | $9.15 |
| Sep 22, 2026 | Brad Martz | Buy | 10,000 | $9.15 |
| Aug 17, 2026 | Christopher Griffith | Sale | 19,672 | $9.41 |
| Aug 17, 2026 | Christopher Griffith | Sale | 22,000 | $9.40 |
| Aug 17, 2026 | Christopher Griffith | Sale | 19,672 | $9.41 |
| Aug 17, 2026 | Christopher Griffith | Sale | 22,000 | $9.40 |
| Aug 17, 2026 | Christopher Griffith | Sale | 19,672 | $9.41 |
| Aug 17, 2026 | Christopher Griffith | Sale | 22,000 | $9.40 |
| Aug 17, 2026 | Christopher Griffith | Sale | 19,672 | $9.41 |
ACIC financials (annual, from XBRL filings)
| Fiscal year end | Revenue | Net income | Diluted EPS | Operating cash flow |
|---|---|---|---|---|
| Dec 31, 2025 | $335.44M | $106.84M | 2.15 | $71.03M |
| Dec 31, 2024 | $296.66M | $75.72M | 1.54 | $243.51M |
| Dec 31, 2023 | $264.40M | $309.91M | 6.98 | $-136.00M |
| Dec 31, 2022 | $221.67M | $-469.86M | -10.91 | $-173.11M |
| Dec 31, 2021 | $228.69M | $-57.92M | -1.35 | $-295.39M |
Latest balance sheet: total assets $1.24B, total liabilities $903.01M, cash $218.94M (as of Jun 30, 2026).
ACIC earnings / results-day log
| Date | Filing | Close that day |
|---|---|---|
| Aug 5, 2026 | 8-K Item 2.02 (results) | $10.95 |
| May 5, 2026 | 8-K Item 2.02 (results) | $11.87 |
| Feb 19, 2026 | 8-K Item 2.02 (results) | $11.13 |
| Nov 5, 2025 | 8-K Item 2.02 (results) | $12.40 |
| Aug 6, 2025 | 8-K Item 2.02 (results) | $10.18 |
| May 8, 2025 | 8-K Item 2.02 (results) | $11.92 |
| Feb 27, 2025 | 8-K Item 2.02 (results) | $12.69 |
| Nov 6, 2024 | 8-K Item 2.02 (results) | $13.30 |
| Aug 7, 2024 | 8-K Item 2.02 (results) | — |
| May 9, 2024 | 8-K Item 2.02 (results) | — |
| Feb 29, 2024 | 8-K Item 2.02 (results) | — |
| Nov 13, 2023 | 8-K Item 2.02 (results) | — |
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Information only, not investment advice. BuyMeWhiskey is not a registered investment adviser or broker-dealer; nothing here is a recommendation to buy, sell or hold any security, and there are no price targets. Data comes from SEC EDGAR filings and public end-of-day market data and may be delayed or contain errors. Verify with the company's filings before making decisions. Prices: end-of-day data as of Oct 16, 2026, 4:00 PM ET. Filings: SEC EDGAR. Updated after every US trading day.