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QQQI Dividend Calculator

Estimate your monthly dividend income, DRIP share growth, and after-tax cash flow from the NEOS Nasdaq-100 High Income ETF (QQQI), based on its published distributions, 0.68% expense ratio, and Section 19a-1 Return of Capital (ROC) and IRC § 1256 60/40 index option rules.

Updated November 7, 2026. Free, no sign-up; everything runs in your browser and nothing you type is stored.

QQQI monthly income, DRIP & after-tax yield calculator

Investment amount ($) QQQI share price ($) Monthly distribution per share ($) Return of Capital (ROC) share of payout (%)

Federal ordinary tax bracket (%) Long-term capital gains rate (%) Holding period for DRIP projection (years)

Estimated annual gross distributions (Year 1)

–

–Monthly cash payout

–Annualized distribution rate

–Year-1 after-tax cash flow

–Adjusted cost basis after Year 1

How QQQI distributions and taxes work

QQQI fund & tax parameter	Official rule / benchmark
Ticker & issuer	QQQI (NEOS Nasdaq-100 High Income ETF)
Gross expense ratio & payout frequency	0.68% / yr · Monthly distributions
Option overlay tax treatment (IRC § 1256)	NDX index options: 60% long-term / 40% short-term capital gain
Return of Capital (IRC § 301(c) & Form 19a-1 notices)	Reduces share cost basis first; capital gain applies once basis hits $0

QQQI Dividend Calculator Worked Example: Monthly Cash vs. DRIP Compounding

Investing $25,000 in QQQI at $52.50 a share buys 476.19 shares. At a monthly distribution of $0.6343 a share ($7.6116 a year, or 14.50% annualized), Year-1 gross payouts total $3,624.57 ($302.05 a month). If 90% ($3,262.11) is classified as Return of Capital on Form 1099-DIV Box 3 and 10% ($362.46) is taxed under the Section 1256 60/40 rule (15% LTCG / 24% ordinary = 18.6% blended rate, or $67.42 tax), Year-1 after-tax cash flow is $3,557.15 and your remaining cost basis drops from $25,000 to $21,738.

Common questions

How much does $10,000 or $25,000 in QQQI pay per month?

At $52.50 a share and $0.6343 per share monthly (~14.5% annualized), $10,000 pays about $120.82 a month and $25,000 pays about $302.05 a month.

How are QQQI dividends taxed?

QQQI writes Nasdaq-100 (NDX) Section 1256 index options (60% long-term / 40% short-term capital gains) and pairs them with tax-loss harvesting so a large portion of monthly distributions is Return of Capital (ROC), which reduces your cost basis.

What happens when QQQI Return of Capital reduces my cost basis to $0?

Under IRC § 301(c)(3), once cumulative ROC distributions reduce your adjusted share basis to $0, subsequent ROC distributions are taxed as capital gains.

Sources

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General information, not financial, tax or legal advice. Check important numbers with the official source before acting on them.