Lincoln County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $244,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,278 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $244,300 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 3.41× |
| Median household income | $89,278 |
| Median home value ÷ income | 2.7× |
| Population | 63,057 |
| Median property tax paid (owners) | $1,811 |
| Effective property tax rate (approx.) | 0.74% |
| Owner-occupied homes | 79.0% |
| Home value rank in Missouri | 11 of 115 counties |
| Neighbor: Calhoun County, IL | limit $832,750; median home $190,900 |
| Neighbor: Montgomery County, MO | limit $832,750; median home $178,700 |
| Neighbor: Pike County, MO | limit $832,750; median home $146,000 |
| Neighbor: St. Charles County, MO | limit $832,750; median home $320,800 |
| Neighbor: Warren County, MO | limit $832,750; median home $260,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Lincoln County's median home value is 6% above the state median of $230,300 (rank 11 of 115). Among its 5 neighboring counties, St. Charles County has the highest median home value ($320,800) and Pike County the lowest ($146,000); all share the same loan limit. Owners pay a median $1,811 a year in property tax, an effective rate of about 0.74% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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