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2026 conforming loan limit: Livingston County, MO

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Livingston County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.6 times the county's median home value of $147,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,627 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$147,700
Missouri median home value$230,300
Limit ÷ median home value5.64×
Median household income$63,627
Median home value ÷ income2.3×
Population14,364
Median property tax paid (owners)$1,202
Effective property tax rate (approx.)0.81%
Owner-occupied homes72.3%
Home value rank in Missouri84 of 115 counties
Neighbor: Caldwell County, MOlimit $832,750; median home $166,500
Neighbor: Carroll County, MOlimit $832,750; median home $117,500
Neighbor: Chariton County, MOlimit $832,750; median home $160,900
Neighbor: Daviess County, MOlimit $832,750; median home $161,800
Neighbor: Grundy County, MOlimit $832,750; median home $112,500
Neighbor: Linn County, MOlimit $832,750; median home $123,300

Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Livingston County's median home value is 36% below the state median of $230,300 (rank 84 of 115). Among its 6 neighboring counties, Caldwell County has the highest median home value ($166,500) and Grundy County the lowest ($112,500); all share the same loan limit. Owners pay a median $1,202 a year in property tax, an effective rate of about 0.81% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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