Livingston County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $125,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $58,984 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $125,600 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 6.63× |
| Median household income | $58,984 |
| Median home value ÷ income | 2.1× |
| Population | 8,903 |
| Median property tax paid (owners) | $770 |
| Effective property tax rate (approx.) | 0.61% |
| Owner-occupied homes | 81.2% |
| Home value rank in Kentucky | 81 of 120 counties |
| Neighbor: Hardin County, IL | limit $832,750; median home $103,800 |
| Neighbor: Massac County, IL | limit $832,750; median home $121,900 |
| Neighbor: Pope County, IL | limit $832,750; median home $143,800 |
| Neighbor: Crittenden County, KY | limit $832,750; median home $127,300 |
| Neighbor: Lyon County, KY | limit $832,750; median home $189,500 |
| Neighbor: Mccracken County, KY | limit $832,750; median home $188,100 |
| Neighbor: Marshall County, KY | limit $832,750; median home $173,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Livingston County's median home value is 39% below the state median of $205,600 (rank 81 of 120). Among its 7 neighboring counties, Lyon County has the highest median home value ($189,500) and Hardin County the lowest ($103,800); all share the same loan limit. Owners pay a median $770 a year in property tax, an effective rate of about 0.61% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Little River County, AR
- 2026 conforming loan limit: Live Oak County, TX
- 2026 conforming loan limit: Livingston County, IL
- 2026 conforming loan limit: Livingston County, MI
- 2026 conforming loan limit: Livingston County, MO
- 2026 conforming loan limit: Livingston County, NY
- 2026 conforming loan limit: Livingston Parish, LA
- 2026 conforming loan limit: Llano County, TX
Last updated 2026-10-16. Data only, not financial or tax advice.