Live Oak County, Texas has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $57,150 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,200 |
| Texas median home value | $283,800 |
| Limit ÷ median home value | 5.23× |
| Median household income | $57,150 |
| Median home value ÷ income | 2.8× |
| Population | 11,620 |
| Median property tax paid (owners) | $1,525 |
| Effective property tax rate (approx.) | 0.96% |
| Owner-occupied homes | 71.3% |
| Home value rank in Texas | 139 of 250 counties |
| Neighbor: Atascosa County, TX | limit $832,750; median home $174,800 |
| Neighbor: Bee County, TX | limit $832,750; median home $111,300 |
| Neighbor: Duval County, TX | limit $832,750; median home $89,400 |
| Neighbor: Jim Wells County, TX | limit $832,750; median home $123,600 |
| Neighbor: Karnes County, TX | limit $832,750; median home $149,000 |
| Neighbor: Mcmullen County, TX | limit $832,750; median home $97,100 |
| Neighbor: San Patricio County, TX | limit $832,750; median home $192,400 |
Across Texas's 254 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Live Oak County's median home value is 44% below the state median of $283,800 (rank 139 of 250). Among its 7 neighboring counties, San Patricio County has the highest median home value ($192,400) and Duval County the lowest ($89,400); all share the same loan limit. Owners pay a median $1,525 a year in property tax, an effective rate of about 0.96% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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Last updated 2026-10-16. Data only, not financial or tax advice.