Madison County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 5.2 times the county's median home value of $159,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,434 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $159,000 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 5.24× |
| Median household income | $54,434 |
| Median home value ÷ income | 2.9× |
| Population | 12,729 |
| Median property tax paid (owners) | $1,130 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 73.7% |
| Home value rank in Missouri | 73 of 115 counties |
| Neighbor: Bollinger County, MO | limit $832,750; median home $179,800 |
| Neighbor: Iron County, MO | limit $832,750; median home $119,300 |
| Neighbor: Perry County, MO | limit $832,750; median home $188,200 |
| Neighbor: St. Francois County, MO | limit $832,750; median home $169,300 |
| Neighbor: Wayne County, MO | limit $832,750; median home $107,400 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Madison County's median home value is 31% below the state median of $230,300 (rank 73 of 115). Among its 5 neighboring counties, Perry County has the highest median home value ($188,200) and Wayne County the lowest ($107,400); all share the same loan limit. Owners pay a median $1,130 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Madison County, IL
- 2026 conforming loan limit: Madison County, IN
- 2026 conforming loan limit: Madison County, KY
- 2026 conforming loan limit: Madison County, MS
- 2026 conforming loan limit: Madison County, MT
- 2026 conforming loan limit: Madison County, NC
- 2026 conforming loan limit: Madison County, NE
- 2026 conforming loan limit: Madison County, NY
Last updated 2026-10-16. Data only, not financial or tax advice.