Madison County, Mississippi has a 2026 one-unit conforming loan limit of $832,750, which is 2.7 times the county's median home value of $311,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $83,441 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $311,100 |
| Mississippi median home value | $169,800 |
| Limit ÷ median home value | 2.68× |
| Median household income | $83,441 |
| Median home value ÷ income | 3.7× |
| Population | 111,647 |
| Median property tax paid (owners) | $2,108 |
| Effective property tax rate (approx.) | 0.68% |
| Owner-occupied homes | 71.3% |
| Home value rank in Mississippi | 2 of 82 counties |
| Neighbor: Attala County, MS | limit $832,750; median home $104,600 |
| Neighbor: Hinds County, MS | limit $832,750; median home $159,900 |
| Neighbor: Holmes County, MS | limit $832,750; median home $80,400 |
| Neighbor: Leake County, MS | limit $832,750; median home $116,800 |
| Neighbor: Rankin County, MS | limit $832,750; median home $237,400 |
| Neighbor: Scott County, MS | limit $832,750; median home $106,700 |
| Neighbor: Yazoo County, MS | limit $832,750; median home $153,800 |
Across Mississippi's 82 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Madison County's median home value is 83% above the state median of $169,800 (rank 2 of 82). Among its 7 neighboring counties, Rankin County has the highest median home value ($237,400) and Holmes County the lowest ($80,400); all share the same loan limit. Owners pay a median $2,108 a year in property tax, an effective rate of about 0.68% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Madison County, IN
- 2026 conforming loan limit: Madison County, KY
- 2026 conforming loan limit: Madison County, MO
- 2026 conforming loan limit: Madison County, MT
- 2026 conforming loan limit: Madison County, NC
- 2026 conforming loan limit: Madison County, NE
- 2026 conforming loan limit: Madison County, NY
- 2026 conforming loan limit: Madison County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.