Madison County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.3 times the county's median home value of $250,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $87,045 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $250,100 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.33× |
| Median household income | $87,045 |
| Median home value ÷ income | 2.9× |
| Population | 44,423 |
| Median property tax paid (owners) | $2,541 |
| Effective property tax rate (approx.) | 1.02% |
| Owner-occupied homes | 77.5% |
| Home value rank in Ohio | 14 of 88 counties |
| Neighbor: Champaign County, OH | limit $832,750; median home $204,000 |
| Neighbor: Clark County, OH | limit $832,750; median home $169,900 |
| Neighbor: Fayette County, OH | limit $832,750; median home $170,700 |
| Neighbor: Franklin County, OH | limit $832,750; median home $288,400 |
| Neighbor: Greene County, OH | limit $832,750; median home $252,200 |
| Neighbor: Pickaway County, OH | limit $832,750; median home $256,800 |
| Neighbor: Union County, OH | limit $832,750; median home $344,900 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Madison County's median home value is 16% above the state median of $214,800 (rank 14 of 88). Among its 7 neighboring counties, Union County has the highest median home value ($344,900) and Clark County the lowest ($169,900); all share the same loan limit. Owners pay a median $2,541 a year in property tax, an effective rate of about 1.02% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Madison County, NC
- 2026 conforming loan limit: Madison County, NE
- 2026 conforming loan limit: Madison County, NY
- 2026 conforming loan limit: Madison County, TN
- 2026 conforming loan limit: Madison County, TX
- 2026 conforming loan limit: Madison County, VA
- 2026 conforming loan limit: Madison Parish, LA
- 2026 conforming loan limit: Magoffin County, KY
Last updated 2026-10-16. Data only, not financial or tax advice.