Magoffin County, Kentucky has a 2026 one-unit conforming loan limit of $832,750, which is 9.4 times the county's median home value of $89,000, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $33,080 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $89,000 |
| Kentucky median home value | $205,600 |
| Limit ÷ median home value | 9.36× |
| Median household income | $33,080 |
| Median home value ÷ income | 2.7× |
| Population | 11,348 |
| Median property tax paid (owners) | $694 |
| Effective property tax rate (approx.) | 0.78% |
| Owner-occupied homes | 75.4% |
| Home value rank in Kentucky | 109 of 120 counties |
| Neighbor: Breathitt County, KY | limit $832,750; median home $70,300 |
| Neighbor: Floyd County, KY | limit $832,750; median home $98,700 |
| Neighbor: Johnson County, KY | limit $832,750; median home $120,200 |
| Neighbor: Knott County, KY | limit $832,750; median home $77,000 |
| Neighbor: Morgan County, KY | limit $832,750; median home $118,200 |
| Neighbor: Wolfe County, KY | limit $832,750; median home $75,800 |
Across Kentucky's 120 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Magoffin County's median home value is 57% below the state median of $205,600 (rank 109 of 120). Among its 6 neighboring counties, Johnson County has the highest median home value ($120,200) and Breathitt County the lowest ($70,300); all share the same loan limit. Owners pay a median $694 a year in property tax, an effective rate of about 0.78% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
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- 2026 conforming loan limits in Maine by county
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Last updated 2026-10-16. Data only, not financial or tax advice.