Mahaska County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,940 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $157,800 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 5.28× |
| Median household income | $70,940 |
| Median home value ÷ income | 2.2× |
| Population | 22,021 |
| Median property tax paid (owners) | $2,077 |
| Effective property tax rate (approx.) | 1.32% |
| Owner-occupied homes | 68.0% |
| Home value rank in Iowa | 54 of 99 counties |
| Neighbor: Jasper County, IA | limit $832,750; median home $186,300 |
| Neighbor: Keokuk County, IA | limit $832,750; median home $118,700 |
| Neighbor: Marion County, IA | limit $832,750; median home $233,000 |
| Neighbor: Monroe County, IA | limit $832,750; median home $156,300 |
| Neighbor: Poweshiek County, IA | limit $832,750; median home $209,300 |
| Neighbor: Wapello County, IA | limit $832,750; median home $125,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mahaska County's median home value is 24% below the state median of $208,000 (rank 54 of 99). Among its 6 neighboring counties, Marion County has the highest median home value ($233,000) and Keokuk County the lowest ($118,700); all share the same loan limit. Owners pay a median $2,077 a year in property tax, an effective rate of about 1.32% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Frequently asked questions
What is the conforming loan limit in Mahaska County, Iowa?
Mahaska County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $157,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $70,940 (FHFA; Census ACS 2020–2024).
What is the median home value in Mahaska County, Iowa?
The median owner-occupied home value in Mahaska County is $157,800 (ACS 2020–2024), versus $208,000 statewide.
Do I need a jumbo loan in Mahaska County?
Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $157,800, so the cap is 5.28 times the typical home value.
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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.
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