Mills County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.5 times the county's median home value of $237,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $90,753 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $237,800 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.50× |
| Median household income | $90,753 |
| Median home value ÷ income | 2.6× |
| Population | 14,568 |
| Median property tax paid (owners) | $3,494 |
| Effective property tax rate (approx.) | 1.47% |
| Owner-occupied homes | 83.5% |
| Home value rank in Iowa | 10 of 99 counties |
| Neighbor: Fremont County, IA | limit $832,750; median home $154,400 |
| Neighbor: Montgomery County, IA | limit $832,750; median home $121,400 |
| Neighbor: Page County, IA | limit $832,750; median home $125,300 |
| Neighbor: Pottawattamie County, IA | limit $832,750; median home $195,700 |
| Neighbor: Cass County, NE | limit $832,750; median home $254,900 |
| Neighbor: Sarpy County, NE | limit $832,750; median home $314,100 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mills County's median home value is 14% above the state median of $208,000 (rank 10 of 99). Among its 6 neighboring counties, Sarpy County has the highest median home value ($314,100) and Montgomery County the lowest ($121,400); all share the same loan limit. Owners pay a median $3,494 a year in property tax, an effective rate of about 1.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Miller County, AR
- 2026 conforming loan limit: Miller County, GA
- 2026 conforming loan limit: Miller County, MO
- 2026 conforming loan limit: Mills County, TX
- 2026 conforming loan limit: Milwaukee County, WI
- 2026 conforming loan limit: Miner County, SD
- 2026 conforming loan limit: Mineral County, CO
- 2026 conforming loan limit: Mineral County, MT
Last updated 2026-10-16. Data only, not financial or tax advice.