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2026 conforming loan limit: Mineral County, CO

Quick answer

Mineral County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 1.9 times the county's median home value of $430,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $56,250 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$430,500
Colorado median home value$539,400
Limit ÷ median home value1.93×
Median household income$56,250
Median home value ÷ income7.7×
Population729
Median property tax paid (owners)$1,500
Effective property tax rate (approx.)0.35%
Owner-occupied homes69.7%
Home value rank in Colorado31 of 64 counties
Neighbor: Archuleta County, COlimit $832,750; median home $478,100
Neighbor: Hinsdale County, COlimit $832,750; median home $437,900
Neighbor: Rio Grande County, COlimit $832,750; median home $239,500
Neighbor: Saguache County, COlimit $832,750; median home $212,600

Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Mineral County's median home value is 20% below the state median of $539,400 (rank 31 of 64). Among its 4 neighboring counties, Archuleta County has the highest median home value ($478,100) and Saguache County the lowest ($212,600); all share the same loan limit. Owners pay a median $1,500 a year in property tax, an effective rate of about 0.35% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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