Morgan County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 2.5 times the county's median home value of $338,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,278 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $338,600 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 2.46× |
| Median household income | $73,278 |
| Median home value ÷ income | 4.6× |
| Population | 29,520 |
| Median property tax paid (owners) | $1,751 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 67.3% |
| Home value rank in Colorado | 36 of 64 counties |
| Neighbor: Adams County, CO | limit $862,500; median home $484,200 |
| Neighbor: Logan County, CO | limit $832,750; median home $245,300 |
| Neighbor: Washington County, CO | limit $832,750; median home $226,200 |
| Neighbor: Weld County, CO | limit $832,750; median home $471,700 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Morgan County's median home value is 37% below the state median of $539,400 (rank 36 of 64). Among its 4 neighboring counties, Adams County has the highest median home value ($484,200) and Washington County the lowest ($226,200); 1 neighbor(s) have a different loan limit. Owners pay a median $1,751 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mora County, NM
- 2026 conforming loan limit: Morehouse Parish, LA
- 2026 conforming loan limit: Morgan County, AL
- 2026 conforming loan limit: Morgan County, GA
- 2026 conforming loan limit: Morgan County, IL
- 2026 conforming loan limit: Morgan County, IN
- 2026 conforming loan limit: Morgan County, KY
- 2026 conforming loan limit: Morgan County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.