Morgan County, Georgia has a 2026 one-unit conforming loan limit of $832,750, which is 2.4 times the county's median home value of $342,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $78,111 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $342,300 |
| Georgia median home value | $303,300 |
| Limit ÷ median home value | 2.43× |
| Median household income | $78,111 |
| Median home value ÷ income | 4.4× |
| Population | 21,078 |
| Median property tax paid (owners) | $2,425 |
| Effective property tax rate (approx.) | 0.71% |
| Owner-occupied homes | 78.2% |
| Home value rank in Georgia | 15 of 159 counties |
| Neighbor: Greene County, GA | limit $832,750; median home $394,800 |
| Neighbor: Jasper County, GA | limit $832,750; median home $243,400 |
| Neighbor: Newton County, GA | limit $832,750; median home $265,000 |
| Neighbor: Oconee County, GA | limit $832,750; median home $461,600 |
| Neighbor: Putnam County, GA | limit $832,750; median home $249,300 |
| Neighbor: Walton County, GA | limit $832,750; median home $339,500 |
Across Georgia's 159 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morgan County's median home value is 13% above the state median of $303,300 (rank 15 of 159). Among its 6 neighboring counties, Oconee County has the highest median home value ($461,600) and Jasper County the lowest ($243,400); all share the same loan limit. Owners pay a median $2,425 a year in property tax, an effective rate of about 0.71% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morehouse Parish, LA
- 2026 conforming loan limit: Morgan County, AL
- 2026 conforming loan limit: Morgan County, CO
- 2026 conforming loan limit: Morgan County, IL
- 2026 conforming loan limit: Morgan County, IN
- 2026 conforming loan limit: Morgan County, KY
- 2026 conforming loan limit: Morgan County, MO
- 2026 conforming loan limit: Morgan County, OH
Last updated 2026-10-16. Data only, not financial or tax advice.