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2026 conforming loan limit: Morgan County, OH

Quick answer

Morgan County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 5.5 times the county's median home value of $150,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $59,351 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$150,900
Ohio median home value$214,800
Limit ÷ median home value5.52×
Median household income$59,351
Median home value ÷ income2.5×
Population13,651
Median property tax paid (owners)$1,268
Effective property tax rate (approx.)0.84%
Owner-occupied homes78.9%
Home value rank in Ohio76 of 88 counties
Neighbor: Athens County, OHlimit $832,750; median home $185,000
Neighbor: Muskingum County, OHlimit $832,750; median home $182,200
Neighbor: Noble County, OHlimit $832,750; median home $163,600
Neighbor: Perry County, OHlimit $832,750; median home $191,100
Neighbor: Washington County, OHlimit $832,750; median home $185,600

Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morgan County's median home value is 30% below the state median of $214,800 (rank 76 of 88). Among its 5 neighboring counties, Perry County has the highest median home value ($191,100) and Noble County the lowest ($163,600); all share the same loan limit. Owners pay a median $1,268 a year in property tax, an effective rate of about 0.84% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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