Morgan County, Missouri has a 2026 one-unit conforming loan limit of $832,750, which is 4.3 times the county's median home value of $194,400, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $53,412 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $194,400 |
| Missouri median home value | $230,300 |
| Limit ÷ median home value | 4.28× |
| Median household income | $53,412 |
| Median home value ÷ income | 3.6× |
| Population | 21,717 |
| Median property tax paid (owners) | $1,082 |
| Effective property tax rate (approx.) | 0.56% |
| Owner-occupied homes | 79.7% |
| Home value rank in Missouri | 33 of 115 counties |
| Neighbor: Benton County, MO | limit $832,750; median home $177,900 |
| Neighbor: Camden County, MO | limit $832,750; median home $305,400 |
| Neighbor: Cooper County, MO | limit $832,750; median home $203,500 |
| Neighbor: Miller County, MO | limit $832,750; median home $192,600 |
| Neighbor: Moniteau County, MO | limit $832,750; median home $181,900 |
| Neighbor: Pettis County, MO | limit $832,750; median home $166,300 |
Across Missouri's 115 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morgan County's median home value is 16% below the state median of $230,300 (rank 33 of 115). Among its 6 neighboring counties, Camden County has the highest median home value ($305,400) and Pettis County the lowest ($166,300); all share the same loan limit. Owners pay a median $1,082 a year in property tax, an effective rate of about 0.56% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morgan County, IL
- 2026 conforming loan limit: Morgan County, IN
- 2026 conforming loan limit: Morgan County, KY
- 2026 conforming loan limit: Morgan County, OH
- 2026 conforming loan limit: Morgan County, TN
- 2026 conforming loan limit: Morgan County, UT
- 2026 conforming loan limit: Morgan County, WV
- 2026 conforming loan limit: Morovis Municipio, PR
Last updated 2026-10-16. Data only, not financial or tax advice.