Morgan County, Utah has a 2026 one-unit conforming loan limit of $832,750, which is 1.3 times the county's median home value of $654,900, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $130,929 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $654,900 |
| Utah median home value | $489,400 |
| Limit ÷ median home value | 1.27× |
| Median household income | $130,929 |
| Median home value ÷ income | 5.0× |
| Population | 12,802 |
| Median property tax paid (owners) | $3,411 |
| Effective property tax rate (approx.) | 0.52% |
| Owner-occupied homes | 88.8% |
| Home value rank in Utah | 3 of 29 counties |
| Neighbor: Davis County, UT | limit $832,750; median home $505,500 |
| Neighbor: Rich County, UT | limit $832,750; median home $334,600 |
| Neighbor: Salt Lake County, UT | limit $832,750; median home $525,700 |
| Neighbor: Summit County, UT | limit $1,150,000; median home $1,067,700 |
| Neighbor: Weber County, UT | limit $832,750; median home $426,700 |
Across Utah's 29 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,150,000, with 4 high-cost counties. Morgan County's median home value is 34% above the state median of $489,400 (rank 3 of 29). Among its 5 neighboring counties, Summit County has the highest median home value ($1,067,700) and Rich County the lowest ($334,600); 1 neighbor(s) have a different loan limit. Owners pay a median $3,411 a year in property tax, an effective rate of about 0.52% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Morgan County, MO
- 2026 conforming loan limit: Morgan County, OH
- 2026 conforming loan limit: Morgan County, TN
- 2026 conforming loan limit: Morgan County, WV
- 2026 conforming loan limit: Morovis Municipio, PR
- 2026 conforming loan limit: Morrill County, NE
- 2026 conforming loan limit: Morris County, KS
- 2026 conforming loan limit: Morris County, NJ
Last updated 2026-10-16. Data only, not financial or tax advice.