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2026 conforming loan limit: Morehouse Parish, LA

Quick answer

Morehouse Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $118,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $39,454 (FHFA; Census ACS 2020โ€“2024).

โœ“ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020โ€“2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020โ€“24)$118,800
Louisiana median home value$216,500
Limit รท median home value7.01ร—
Median household income$39,454
Median home value รท income3.0ร—
Population24,551
Median property tax paid (owners)$530
Effective property tax rate (approx.)0.45%
Owner-occupied homes68.6%
Home value rank in Louisiana48 of 64 counties
Neighbor: Ashley County, ARlimit $832,750; median home $91,900
Neighbor: Chicot County, ARlimit $832,750; median home $89,100
Neighbor: Union County, ARlimit $832,750; median home $120,900
Neighbor: Ouachita Parish, LAlimit $832,750; median home $194,400
Neighbor: Richland Parish, LAlimit $832,750; median home $141,900
Neighbor: Union Parish, LAlimit $832,750; median home $112,500
Neighbor: West Carroll Parish, LAlimit $832,750; median home $94,400

Across Louisiana's 64 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Morehouse Parish's median home value is 45% below the state median of $216,500 (rank 48 of 64). Among its 7 neighboring counties, Ouachita Parish has the highest median home value ($194,400) and Chicot County the lowest ($89,100); all share the same loan limit. Owners pay a median $530 a year in property tax, an effective rate of about 0.45% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020โ€“2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

Frequently asked questions

What is the conforming loan limit in Morehouse Parish, Louisiana?

Morehouse Parish, Louisiana has a 2026 one-unit conforming loan limit of $832,750, which is 7.0 times the county's median home value of $118,800, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $39,454 (FHFA; Census ACS 2020โ€“2024).

What is the median home value in Morehouse Parish, Louisiana?

The median owner-occupied home value in Morehouse Parish is $118,800 (ACS 2020โ€“2024), versus $216,500 statewide.

Do I need a jumbo loan in Morehouse Parish?

Only if your loan amount exceeds $832,750 for a one-unit home; the county median home value is $118,800, so the cap is 7.01 times the typical home value.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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