Mesa County, Colorado has a 2026 one-unit conforming loan limit of $832,750, which is 2.2 times the county's median home value of $378,600, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $73,658 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $378,600 |
| Colorado median home value | $539,400 |
| Limit ÷ median home value | 2.20× |
| Median household income | $73,658 |
| Median home value ÷ income | 5.1× |
| Population | 158,601 |
| Median property tax paid (owners) | $1,439 |
| Effective property tax rate (approx.) | 0.38% |
| Owner-occupied homes | 72.5% |
| Home value rank in Colorado | 34 of 64 counties |
| Neighbor: Delta County, CO | limit $832,750; median home $343,200 |
| Neighbor: Garfield County, CO | limit $1,209,750; median home $527,800 |
| Neighbor: Gunnison County, CO | limit $832,750; median home $621,800 |
| Neighbor: Montrose County, CO | limit $832,750; median home $388,400 |
| Neighbor: Pitkin County, CO | limit $1,209,750; median home $1,139,100 |
| Neighbor: Grand County, UT | limit $839,500; median home $538,700 |
| Neighbor: San Juan County, UT | limit $832,750; median home $224,200 |
Across Colorado's 64 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 20 high-cost counties. Mesa County's median home value is 30% below the state median of $539,400 (rank 34 of 64). Among its 7 neighboring counties, Pitkin County has the highest median home value ($1,139,100) and San Juan County the lowest ($224,200); 3 neighbor(s) have a different loan limit. Owners pay a median $1,439 a year in property tax, an effective rate of about 0.38% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Meriwether County, GA
- 2026 conforming loan limit: Merrick County, NE
- 2026 conforming loan limit: Merrimack County, NH
- 2026 conforming loan limit: Metcalfe County, KY
- 2026 conforming loan limit: Miami County, IN
- 2026 conforming loan limit: Miami County, KS
- 2026 conforming loan limit: Miami County, OH
- 2026 conforming loan limit: Miami-Dade County, FL
Last updated 2026-10-16. Data only, not financial or tax advice.