Miami County, Kansas has a 2026 one-unit conforming loan limit of $832,750, which is 2.9 times the county's median home value of $287,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $89,000 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $287,700 |
| Kansas median home value | $217,200 |
| Limit ÷ median home value | 2.89× |
| Median household income | $89,000 |
| Median home value ÷ income | 3.2× |
| Population | 34,938 |
| Median property tax paid (owners) | $3,643 |
| Effective property tax rate (approx.) | 1.27% |
| Owner-occupied homes | 78.2% |
| Home value rank in Kansas | 3 of 105 counties |
| Neighbor: Anderson County, KS | limit $832,750; median home $171,400 |
| Neighbor: Douglas County, KS | limit $832,750; median home $309,400 |
| Neighbor: Franklin County, KS | limit $832,750; median home $198,700 |
| Neighbor: Johnson County, KS | limit $832,750; median home $391,200 |
| Neighbor: Linn County, KS | limit $832,750; median home $173,600 |
| Neighbor: Bates County, MO | limit $832,750; median home $170,800 |
| Neighbor: Cass County, MO | limit $832,750; median home $292,400 |
Across Kansas's 105 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Miami County's median home value is 32% above the state median of $217,200 (rank 3 of 105). Among its 7 neighboring counties, Johnson County has the highest median home value ($391,200) and Bates County the lowest ($170,800); all share the same loan limit. Owners pay a median $3,643 a year in property tax, an effective rate of about 1.27% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mesa County, CO
- 2026 conforming loan limit: Metcalfe County, KY
- 2026 conforming loan limit: Miami County, IN
- 2026 conforming loan limit: Miami County, OH
- 2026 conforming loan limit: Miami-Dade County, FL
- 2026 conforming loan limits in Michigan by county
- 2026 conforming loan limit: Middlesex County, MA
- 2026 conforming loan limit: Middlesex County, NJ
Last updated 2026-10-16. Data only, not financial or tax advice.