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2026 conforming loan limit: Miami County, IN

Quick answer

Miami County, Indiana has a 2026 one-unit conforming loan limit of $832,750, which is 6.6 times the county's median home value of $126,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $61,139 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$126,200
Indiana median home value$218,200
Limit ÷ median home value6.60×
Median household income$61,139
Median home value ÷ income2.1×
Population35,712
Median property tax paid (owners)$756
Effective property tax rate (approx.)0.60%
Owner-occupied homes76.2%
Home value rank in Indiana86 of 92 counties
Neighbor: Cass County, INlimit $832,750; median home $133,800
Neighbor: Fulton County, INlimit $832,750; median home $156,500
Neighbor: Grant County, INlimit $832,750; median home $122,300
Neighbor: Howard County, INlimit $832,750; median home $165,000
Neighbor: Wabash County, INlimit $832,750; median home $157,200

Across Indiana's 92 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Miami County's median home value is 42% below the state median of $218,200 (rank 86 of 92). Among its 5 neighboring counties, Howard County has the highest median home value ($165,000) and Grant County the lowest ($122,300); all share the same loan limit. Owners pay a median $756 a year in property tax, an effective rate of about 0.60% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated Oct 16, 2026, 10:42 PM ET. Data only, not financial or tax advice.

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