Miami County, Ohio has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $229,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $76,817 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $229,100 |
| Ohio median home value | $214,800 |
| Limit ÷ median home value | 3.63× |
| Median household income | $76,817 |
| Median home value ÷ income | 3.0× |
| Population | 110,296 |
| Median property tax paid (owners) | $2,254 |
| Effective property tax rate (approx.) | 0.98% |
| Owner-occupied homes | 73.4% |
| Home value rank in Ohio | 17 of 88 counties |
| Neighbor: Champaign County, OH | limit $832,750; median home $204,000 |
| Neighbor: Clark County, OH | limit $832,750; median home $169,900 |
| Neighbor: Darke County, OH | limit $832,750; median home $173,200 |
| Neighbor: Montgomery County, OH | limit $832,750; median home $180,900 |
| Neighbor: Shelby County, OH | limit $832,750; median home $208,100 |
Across Ohio's 88 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Miami County's median home value is 7% above the state median of $214,800 (rank 17 of 88). Among its 5 neighboring counties, Shelby County has the highest median home value ($208,100) and Clark County the lowest ($169,900); all share the same loan limit. Owners pay a median $2,254 a year in property tax, an effective rate of about 0.98% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Metcalfe County, KY
- 2026 conforming loan limit: Miami County, IN
- 2026 conforming loan limit: Miami County, KS
- 2026 conforming loan limit: Miami-Dade County, FL
- 2026 conforming loan limits in Michigan by county
- 2026 conforming loan limit: Middlesex County, MA
- 2026 conforming loan limit: Middlesex County, NJ
- 2026 conforming loan limit: Middlesex County, VA
Last updated 2026-10-16. Data only, not financial or tax advice.