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2026 conforming loan limit: Milwaukee County, WI

Quick answer

Milwaukee County, Wisconsin has a 2026 one-unit conforming loan limit of $832,750, which is 3.6 times the county's median home value of $230,700, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $64,435 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$230,700
Wisconsin median home value$266,500
Limit ÷ median home value3.61×
Median household income$64,435
Median home value ÷ income3.6×
Population926,331
Median property tax paid (owners)$4,444
Effective property tax rate (approx.)1.93%
Owner-occupied homes49.9%
Home value rank in Wisconsin34 of 72 counties
Neighbor: Muskegon County, MIlimit $832,750; median home $198,300
Neighbor: Ottawa County, MIlimit $832,750; median home $323,400
Neighbor: Ozaukee County, WIlimit $832,750; median home $390,200
Neighbor: Racine County, WIlimit $832,750; median home $251,400
Neighbor: Washington County, WIlimit $832,750; median home $344,800
Neighbor: Waukesha County, WIlimit $832,750; median home $398,200

Across Wisconsin's 72 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Milwaukee County's median home value is 13% below the state median of $266,500 (rank 34 of 72). Among its 6 neighboring counties, Waukesha County has the highest median home value ($398,200) and Muskegon County the lowest ($198,300); all share the same loan limit. Owners pay a median $4,444 a year in property tax, an effective rate of about 1.93% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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