Mineral County, Montana has a 2026 one-unit conforming loan limit of $832,750, which is 2.3 times the county's median home value of $364,300, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $63,450 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $364,300 |
| Montana median home value | $375,800 |
| Limit ÷ median home value | 2.29× |
| Median household income | $63,450 |
| Median home value ÷ income | 5.7× |
| Population | 4,959 |
| Median property tax paid (owners) | $1,758 |
| Effective property tax rate (approx.) | 0.48% |
| Owner-occupied homes | 81.1% |
| Home value rank in Montana | 13 of 56 counties |
| Neighbor: Clearwater County, ID | limit $832,750; median home $268,200 |
| Neighbor: Shoshone County, ID | limit $832,750; median home $267,400 |
| Neighbor: Missoula County, MT | limit $832,750; median home $472,100 |
| Neighbor: Sanders County, MT | limit $832,750; median home $359,000 |
Across Montana's 56 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mineral County's median home value is 3% below the state median of $375,800 (rank 13 of 56). Among its 4 neighboring counties, Missoula County has the highest median home value ($472,100) and Shoshone County the lowest ($267,400); all share the same loan limit. Owners pay a median $1,758 a year in property tax, an effective rate of about 0.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Milwaukee County, WI
- 2026 conforming loan limit: Miner County, SD
- 2026 conforming loan limit: Mineral County, CO
- 2026 conforming loan limit: Mineral County, NV
- 2026 conforming loan limit: Mineral County, WV
- 2026 conforming loan limit: Mingo County, WV
- 2026 conforming loan limit: Minidoka County, ID
- 2026 conforming loan limit: Minnehaha County, SD
Last updated 2026-10-16. Data only, not financial or tax advice.