Mingo County, West Virginia has a 2026 one-unit conforming loan limit of $832,750, which is 9.2 times the county's median home value of $90,500, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $38,119 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $90,500 |
| West Virginia median home value | $162,600 |
| Limit ÷ median home value | 9.20× |
| Median household income | $38,119 |
| Median home value ÷ income | 2.4× |
| Population | 22,542 |
| Median property tax paid (owners) | $423 |
| Effective property tax rate (approx.) | 0.47% |
| Owner-occupied homes | 73.4% |
| Home value rank in West Virginia | 51 of 55 counties |
| Neighbor: Martin County, KY | limit $832,750; median home $86,900 |
| Neighbor: Pike County, KY | limit $832,750; median home $112,000 |
| Neighbor: Buchanan County, VA | limit $832,750; median home $94,900 |
| Neighbor: Lincoln County, WV | limit $832,750; median home $105,300 |
| Neighbor: Logan County, WV | limit $832,750; median home $103,400 |
| Neighbor: Mcdowell County, WV | limit $832,750; median home $50,000 |
| Neighbor: Wayne County, WV | limit $832,750; median home $127,100 |
| Neighbor: Wyoming County, WV | limit $832,750; median home $82,900 |
Across West Virginia's 55 counties, FHFA's 2026 one-unit limits range from $832,750 to $1,249,125, with 1 high-cost county. Mingo County's median home value is 44% below the state median of $162,600 (rank 51 of 55). Among its 8 neighboring counties, Wayne County has the highest median home value ($127,100) and Mcdowell County the lowest ($50,000); all share the same loan limit. Owners pay a median $423 a year in property tax, an effective rate of about 0.47% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Mineral County, MT
- 2026 conforming loan limit: Mineral County, NV
- 2026 conforming loan limit: Mineral County, WV
- 2026 conforming loan limit: Minidoka County, ID
- 2026 conforming loan limit: Minnehaha County, SD
- 2026 conforming loan limits in Minnesota by county
- 2026 conforming loan limit: Missaukee County, MI
- 2026 conforming loan limits in Mississippi by county
Last updated 2026-10-16. Data only, not financial or tax advice.