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2026 conforming loan limit: Mineral County, NV

Quick answer

Mineral County, Nevada has a 2026 one-unit conforming loan limit of $832,750, which is 5.3 times the county's median home value of $156,200, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $54,855 (FHFA; Census ACS 2020–2024).

✓ FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024

ItemValue
1-unit limit (2026)$832,750
2-unit limit$1,066,250
3-unit limit$1,288,800
4-unit limit$1,601,750
Median home value (ACS 2020–24)$156,200
Nevada median home value$435,400
Limit ÷ median home value5.33×
Median household income$54,855
Median home value ÷ income2.8×
Population4,542
Median property tax paid (owners)$1,157
Effective property tax rate (approx.)0.74%
Owner-occupied homes72.5%
Home value rank in Nevada15 of 17 counties
Neighbor: Mono County, CAlimit $832,750; median home $639,400
Neighbor: Churchill County, NVlimit $832,750; median home $329,900
Neighbor: Esmeralda County, NVlimit $832,750; median home $108,900
Neighbor: Lyon County, NVlimit $832,750; median home $366,100
Neighbor: Nye County, NVlimit $832,750; median home $290,900

Across Nevada's 17 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Mineral County's median home value is 64% below the state median of $435,400 (rank 15 of 17). Among its 5 neighboring counties, Mono County has the highest median home value ($639,400) and Esmeralda County the lowest ($108,900); all share the same loan limit. Owners pay a median $1,157 a year in property tax, an effective rate of about 0.74% of home value.

County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.

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Last updated 2026-10-16. Data only, not financial or tax advice.

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