Madison County, Iowa has a 2026 one-unit conforming loan limit of $832,750, which is 3.4 times the county's median home value of $245,100, so a typical home there can be financed with a conforming (non-jumbo) loan; median household income is $90,855 (FHFA; Census ACS 2020–2024).
Data as of 2026. Source: FHFA 2026 conforming loan limits; U.S. Census Bureau ACS 2020–2024
| Item | Value |
|---|---|
| 1-unit limit (2026) | $832,750 |
| 2-unit limit | $1,066,250 |
| 3-unit limit | $1,288,800 |
| 4-unit limit | $1,601,750 |
| Median home value (ACS 2020–24) | $245,100 |
| Iowa median home value | $208,000 |
| Limit ÷ median home value | 3.40× |
| Median household income | $90,855 |
| Median home value ÷ income | 2.7× |
| Population | 16,926 |
| Median property tax paid (owners) | $3,624 |
| Effective property tax rate (approx.) | 1.48% |
| Owner-occupied homes | 80.1% |
| Home value rank in Iowa | 9 of 99 counties |
| Neighbor: Adair County, IA | limit $832,750; median home $160,400 |
| Neighbor: Clarke County, IA | limit $832,750; median home $161,100 |
| Neighbor: Dallas County, IA | limit $832,750; median home $355,600 |
| Neighbor: Guthrie County, IA | limit $832,750; median home $180,100 |
| Neighbor: Polk County, IA | limit $832,750; median home $262,100 |
| Neighbor: Union County, IA | limit $832,750; median home $122,000 |
| Neighbor: Warren County, IA | limit $832,750; median home $269,600 |
Across Iowa's 99 counties, FHFA's 2026 one-unit limits are $832,750 everywhere. Madison County's median home value is 18% above the state median of $208,000 (rank 9 of 99). Among its 7 neighboring counties, Dallas County has the highest median home value ($355,600) and Union County the lowest ($122,000); all share the same loan limit. Owners pay a median $3,624 a year in property tax, an effective rate of about 1.48% of home value.
County data: U.S. Census Bureau, American Community Survey 5-year estimates 2020–2024 (tables B25077, B19013, B01003, B25103, B25003). Neighbors: Census county adjacency file.
Related
- 2026 conforming loan limit: Madison County, AR
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- 2026 conforming loan limit: Madison County, ID
- 2026 conforming loan limit: Madison County, IL
- 2026 conforming loan limit: Madison County, IN
- 2026 conforming loan limit: Madison County, KY
- 2026 conforming loan limit: Madison County, MO
Last updated 2026-10-16. Data only, not financial or tax advice.